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How do you justify large purchases to yourself?

Arika

Mostly I REALLY prioritize things that can produce more income. That is almost a MUST-DO. It is just that I do not believe things need so much money for getting that income (also, my grand father used to say : "You have two ways to earn money: One is having income with work or business, the other is... not stupidly wasting what you have" :D ) . But there are times when it is crucial, and it indeed multiplies by several factors your income. Actually a higher priority than that is... health. I think, from a practical POV, rarely can see better Justification than health. I put it at the same level than the money put to help your family, distant relatives or close friends (if you get sick, you wont be able to help that much!). For leisure and pleasure is where I see it more debatable. When I was a kid I'd have TONS of immense fun playing with some stones and a group of friends, or anything I'd build by hand. Today, I can spend hours with a pencil and paper, or a good book. And yet, the money in the bank gives me freedom for many ways of acting and decision taking in life. In a sense, the way I can say I mostly -or only- value money is in that it gives me freedom, and it sometimes allows me to help some people. That said, I love hardware, new tech, new devices... But I don't need to have everything, so to speak....

Now, if it's a moment where bills are very well covered and I have nice savings (not the current case, had to put a lot of money in sth else, sigh) , if sth is a device or thing I use a lot, just not at the moment, but I am very certain I will do, in the NEAR (you know tech moves too fast)  future, then, any great pricing offer is to be taken, IF fits into sth I was going to buy later, anyway. I have purchased courses I have not yet started, and software I didn't fully needed, but those were great offers, and I will use them intensively at its moment. O because that's another super important reason : Education, in my case, actually updating my profiles, I have discovered just too late (did so once I hit 40 :D ) that courses, video tuts, learning material, is faster than my "hey am super smart, I can guess it all by my own" approach, LOL. Which is fairly doable, built all my profiles so, but is WAY slower. And u gotta be efficient with your time, so that you can improve faster and have more quality time with ur people.

 

About research, as I DO purchase quite some tech related to my job... I do study almost in an obsessive way, at least for weeks, but more often months, so, at the moment of purchase, there's often a new model, but all the knowledge about the device helps to decide very fast about the new model. I guess am the opposite of an impulse buyer, lol ( I have that in me, quite, but I only allow impulse buying very small things).

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on an unrelated note, a wise man once said(sorry can't remember) :

 

if you want to buy something because its price, don't; if don't want to buy something because its price, buy it. 

why everybody post the spec of their rig here? i dont! cuz its made of mashed potatoes!

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I don't do large purchases without thorough vetting.

 

My opinion on those who live like this - as long as they are happy who cares.

Workstation Laptop: Dell Precision 7540, Xeon E-2276M, 32gb DDR4, Quadro T2000 GPU, 4k display

Wifes Rig: ASRock B550m Riptide, Ryzen 5 5600X, Sapphire Nitro+ RX 6700 XT, 16gb (2x8) 3600mhz V-Color Skywalker RAM, ARESGAME AGS 850w PSU, 1tb WD Black SN750, 500gb Crucial m.2, DIYPC MA01-G case

My Rig: ASRock B450m Pro4, Ryzen 5 3600, ARESGAME River 5 CPU cooler, EVGA RTX 2060 KO, 16gb (2x8) 3600mhz TeamGroup T-Force RAM, ARESGAME AGV750w PSU, 1tb WD Black SN750 NVMe Win 10 boot drive, 3tb Hitachi 7200 RPM HDD, Fractal Design Focus G Mini custom painted.  

NVIDIA GeForce RTX 2060 video card benchmark result - AMD Ryzen 5 3600,ASRock B450M Pro4 (3dmark.com)

Daughter 1 Rig: ASrock B450 Pro4, Ryzen 7 1700 @ 4.2ghz all core 1.4vCore, AMD R9 Fury X w/ Swiftech KOMODO waterblock, Custom Loop 2x240mm + 1x120mm radiators in push/pull 16gb (2x8) Patriot Viper CL14 2666mhz RAM, Corsair HX850 PSU, 250gb Samsun 960 EVO NVMe Win 10 boot drive, 500gb Samsung 840 EVO SSD, 512GB TeamGroup MP30 M.2 SATA III SSD, SuperTalent 512gb SATA III SSD, CoolerMaster HAF XM Case. 

https://www.3dmark.com/3dm/37004594?

Daughter 2 Rig: ASUS B350-PRIME ATX, Ryzen 7 1700, Sapphire Nitro+ R9 Fury Tri-X, 16gb (2x8) 3200mhz V-Color Skywalker, ANTEC Earthwatts 750w PSU, MasterLiquid Lite 120 AIO cooler in Push/Pull config as rear exhaust, 250gb Samsung 850 Evo SSD, Patriot Burst 240gb SSD, Cougar MX330-X Case

 

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On 2/26/2019 at 1:36 AM, meiikachu said:

Hate to use the term, "yolo" but yeah yolo lol

Yep, pretty much this. You're a long time dead, have some fun while your still breathing.

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Budget budget budget. I know a healthy part of my income goes to mortgage and savings so I don't feel bad about splurging when I know I'm putting some aside and taking care of bills. 

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