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The Great Kamek

Amazon and newegg store credit card

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Posted · Original PosterOP

Does anyone here applied to their credit cards? Are there any benefit?


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7 minutes ago, The Great Kamek said:

Does anyone here applied to their credit cards? Are there any benefit?

Not sure about newegg's, but Amazon's Prime Rewards card gives 5% back on all Amazon.com and Whole Foods purchases. Pretty good for a no annual fee card (required to have Prime though).

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7 minutes ago, The Great Kamek said:

Does anyone here applied to their credit cards? Are there any benefit?

The Amazon card is good for amazon shopping naturally.

The Pay Pal card also has 2% cash back on everything.


I edit my posts a lot

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The amazon one get's you 5% back as @WWicket noted, and the newegg store card just get's you free financing for 6 months on PC purchases making it in my eyes pretty much worthless.

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1 minute ago, Streetguru said:

The Pay Pal card also has 2% cash back on everything.

The Citi doublecash is a much better card because it also get's you 2% back and is not paypal.

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6 minutes ago, CircleTech said:

The Citi doublecash is a much better card because it also get's you 2% back and is not paypal.

 

16 minutes ago, The Great Kamek said:

Does anyone here applied to their credit cards? Are there any benefit?

Pay Pal does suck, but their credit(not credit card) offer also has 0% interest for 6 months by default on all purchases over $99


I edit my posts a lot

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12 minutes ago, Streetguru said:

 

Pay Pal does suck, but their credit(not credit card) offer also has 0% interest for 6 months by default on all purchases over $99

I believe the 6-month financing is only if you use paypal credit (which is an entirely different financial instrument). Their credit card just get's you 2%:

 

https://www.paypal.com/us/webapps/mpp/credit-line-and-card-services

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26 minutes ago, Streetguru said:

 

Pay Pal does suck, but their credit(not credit card) offer also has 0% interest for 6 months by default on all purchases over $99

Chase Freedom Unlimited offers 15 months of 0% interest, 1.5% back on everything, and $150 reward after the first $500 spent.

 

I use the Citi Doublecash for a decent, long-term card. Set it and forget, as it were. If I need the 0% interest rate however, the Freedom Unlimited is very high on the list should I choose to pull that particular trigger.


The pursuit of knowledge for the sake of knowledge.

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I have had both, and I only have the Amazon card now. 
I shop more at Amazon than Newegg so it makes more sense. 
I only got the NE card when my son needed a laptop for school and $ was tight at that time. 


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22 hours ago, The Great Kamek said:

Does anyone here applied to their credit cards? Are there any benefit?

Cards thru retailers have higher interest rates from what I have seen. So I tend to avoid them. 


You ever notice that many establishments have a sign that as "No Shirt, No Shoes, No service"? They never say anything about pants............ You know what that implies. You dont have to wear pants. 

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