Jump to content
Phishing Emails & YouTube Messages - Fake Giveaway Read more... ×
Search In
  • More options...
Find results that contain...
Find results in...

Crunchy Dragon

Moderator
  • Content Count

    13,150
  • Joined

  • Last visited


Reputation Activity

  1. Agree
    Crunchy Dragon reacted to ARikozuM for a status update, There’s a 1660... JC, man. Nvidia doesn’t even know their own naming scheme anymore.   
    There’s a 1660...
     
    JC, man. Nvidia doesn’t even know their own naming scheme anymore.
  2. Funny
    Crunchy Dragon reacted to LukeSavenije for a status update, gets followed by @Crunchy Dragon , @iamdarkyoshi , @MEC-777 , @Morgan MLGman , @PCGuy   
    gets followed by @Crunchy Dragon, @iamdarkyoshi, @MEC-777, @Morgan MLGman, @PCGuy_5960, @W-L and @wkdpaul

     
  3. Informative
    Crunchy Dragon reacted to CUDAcores89 for a status update, From a person who is an avid churner of bank accounts and credit cards, here are 5 ba   
    From a person who is an avid churner of bank accounts and credit cards, here are 5 banks/credit unions I can easily recommend to people to use for your daily expenses. I believe I am qualified to say this because I have and have had bank accounts at all the major banks because well, I churn them. Here are my favorite 5 bank accounts to use as your main bank.
     
    Note: This list only applies to US citizens. If you are a US citizen, having a credit report will also make it significantly easier to open these online accounts since they will check your information against your credit report. Now you do not need a credit report to open these. You can always send in copies of verification documents to the bank so they can verify your identity, but this can take weeks. If you have a credit report, some of these accounts can be opened in minutes.
     
    These are ordered from my least to most favorite for everyday use. By default, none of these accounts have monthly maintenance fees, but all of them are online only and this can make it tricky to deposit cash (except for one which i'll name later):
     
    5. Discover bank:
     
    I had an account with them for awhile but I closed it because I moved to ally bank. I do still recommend them however:
     
    The good:
    No monthly fees Ability to connect an unlimited number of external bank accounts Free electronic bill pay Can attach a savings account that earns 2.1% interest Free checks Free replacement card They have a debit card that earns 1% cash back on all purchases up to $30 a month. I use credit cards for everything so this was a waste to me. The bad:
    Has $30 overdraft fees, but can be automatically pulled from a savings account. ACH transfer clearing times can end up being very slow. Sometimes it might take up to 3 days till money is available in your account. Can't deposit cash. Do not reimburse ATM fees (the rest of the banks on this list do). Discover cards aren't accepted everywhere Worth mentioning but I have moved away from these guys.
     
    4. Ally bank
     
    Ally bank has been around for awhile and they are a REALLY good choice if you are a churner (like me) but a so so choice compared to everything on this list. If I was to rank these accounts according to the best accounts for churning, ally bank would be first. Except they don't have every single feature that you can get from the accounts below the list:
     
    The good:
    No monthly fees Checking account earns 0.1% interest Ability to connect up to 20 external bank accounts Free electronic bill pay Ally bank will reimburse all ATM fees charged by out of network ATMs by up to $10 a month Can attach a savings account that earns 2.2% interest They use zelle. If you don't know what zelle is, it's just a really fast way to transfer money between multiple banks in minutes instead of days. Because of point 3 and 4 alone, ally bank is the single best hub account a churner can get. For daily use, the other accounts below are better.
     
    The bad:
    Still has overdraft fees, but can be automatically pulled from a savings account. Replacement debit card fee No free checks ACH transfer clearing times can end up being very slow. Sometimes it might take up to 3 days till money is available in your account. Can't deposit cash.  
    3. Sofi Checking:
     
    you might want to look at this one. Sofi is new to the checking account game, but they have some really compelling options.
     
    What I like:
    No monthly fees Earns 2.25% interest with no requirements. I cannot find any checking account on the market earning a better rate than that. No ATM fees, ever. Sofi will not charge you an ATM fee and if the ATM owner charges a fee, Sofi will reimburse the fee back to your account. Free checks. Free replacement card. Free bill pay software What I do not like about Sofi:
    ACH pulls (not pushes) are VERY slow. Can only link up to 3 external accounts Still has overdraft fees Free replacement debit card No way to deposit cash.  
    Fidelity also offers a "cash management" account that can be opened by anyone as long as you also open a brokerage account (you can keep $0 in the brokerage account).
    They are very nearly the perfect checking account.
     
    2. Fidelity Checking:
     
    What I like:
    No monthly fees No overdraft fees. Any ACH push or pull that would plunge your account into the negative is simply denied (no other bank on this list has this feature). Can use an attached brokerage account as backup funding if your checking account ever goes into the negative. FDIC insured up to 2.5 million by spreading deposits across multiple banks. Can earn 1.5% interest by by placing some of your cash into the fidelity SPRXX Money market fund. Basically you get 1.5% interest on your checking account. No ATM fees, ever. Fidelity will not charge you an ATM fee and if the ATM owner charges a fee, fidelity will reimburse the fee back to your account. It's a brokerage, so you can also buy stocks, bonds, and other securities on the same platform. Can link an unlimited number of bank accounts Excellent fast and free bill pay software Free checks! Free replacement card. What I do NOT like about fidelity:
    ACH pulls (not pushes) are VERY slow. As in if you try to pull money from an external bank account into fidelity, it can take several days. Push money into your fidelity account from your bank if you can. I can't link every one of my bank accounts. No idea why. No way to deposit cash. And finally my favorite bank, or should I say credit union:
     
    1. Alliant Credit union:
     
    What I like:
    No monthly fees Will pay up to $20 a month of your ATM fees Can attach as many external account as you like Earns 0.64% interest on the checking account just by doing one activity every month. Transferring $1 into the account and back out will work. Here's why this one is first: you can deposit cash into the account. If you didn't know, credit unions operate on something called co-op or a shared branch network, where as long as your credit union is part of co-op, you can do business at any other credit union ATM including making deposits. This means you can make cash deposits at another local credit unions ATM for free. My local credit union has checking accounts but it comes with monthly fees (eww). Alliant credit union is a way to bridge this gap. Check deposits, cash deposits, and ACH pulls and pushes clear EXTREMELY fast. I have mobile deposited a $2000 check and the entire amount was available to use immediately. All other banks on this list let the check clear before giving you your money. Free bill pay What I don't like about alliant:
    They have overdraft fees, but you can set a savings account that earns 2.1% as a backup funding source. No free checks Bill pay is free but its always done by check, which can take weeks. Checks can also get lost. Replacement card fee the following accounts are also good and are honorable mentions because they also have no monthly fees as well:
    Capital one 360 checking
    Simple checking
    American express bluebird (prepaid card)
    Chime bank (prepaid card)
    Simple bank
    Charles schwab checking
    TIAA Bank
    AXOS Bank
    Aspiration Checking
    Consumers Credit Union
     
    There are probably many, many more free checking account options I haven't named here.
     
    My point is don't go do business with big banks like wells Fargo and chase for your daily checking needs. Get a credit card from them. but don't hold a checking account. Checking accounts can be found free online almost anywhere.
     
     
     
  4. Informative
    Crunchy Dragon reacted to Skanky Sylveon for a status update, Alright, I'm wanting to avoid drama, but I feel that it's the right thing to let ever   
    Alright, I'm wanting to avoid drama, but I feel that it's the right thing to let everyone that follows this individual know that he's ok.
     
    He ended up leaving these fourms, but not before posting this on his status update. 

    I responded yesterday with this. 

    Among with allowing people to DM me if they wanted to speak with him again, I must retract that now though. 
    He blocked me on Discord because of this whole mess, which was the only way that I could contact him.
     
    He then removed his status update, so people who have not seen it yet still won't know. 
     
    So to all who have been following him, he's fine.
  5. Like
    Crunchy Dragon reacted to CUDAcores89 for a status update, Lemons. Happy lemon monday.   
    Lemons.
     
    Happy lemon monday.
  6. Like
    Crunchy Dragon reacted to Skanky Sylveon for a status update,   
  7. Funny
    Crunchy Dragon reacted to CUDAcores89 for a status update, Dad: health care should be privatized. This allows for the free markets to incentiviz   
    Dad: health care should be privatized. This allows for the free markets to incentivize more treatments and decreased prices for consumers. (We do both agree preventitive care should be free because it can stop an expensive disease from developing).
     
    Friends: health care should be socialized ro allow for an equal distribution of health care to those who need it most. Health care should be an unalienable right to every citizen of a developed country.
     
    My mom (who works for united health) :
     
    Both systems are equally terrible and neither is better than the other. Now let me get back to my knitting son.
     
    My mom is great. She just filthy frank style says "yeah, they both equally suck".
  8. Informative
    Crunchy Dragon reacted to Skanky Sylveon for a status update, That's a very acceptable response and solution. I did a bit of research, and it seems   
    That's a very acceptable response and solution. 
    I did a bit of research, and it seems like some of the odroid PSUs have severe ripple, and that's kinda like what it sounds like, this would also explain why the odroid is resonating with the sound.
     
    Such severe ripple can cause stability issues, especially in high power demanding tasks.
    I'm satisfied with the solution, but just keep in mind, the odroid PSUs are pretty cheap, so getting an aftermarket one may be a good idea. 
     
    I may still do that.
  9. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, OK but what the crap is this https://www.youtube.com/watch?v=fIV1CHo8NsM   
    OK but what the crap is this
     
    https://www.youtube.com/watch?v=fIV1CHo8NsM
  10. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, OK but what the crap is this https://www.youtube.com/watch?v=fIV1CHo8NsM   
    OK but what the crap is this
     
    https://www.youtube.com/watch?v=fIV1CHo8NsM
  11. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, OK but what the crap is this https://www.youtube.com/watch?v=fIV1CHo8NsM   
    OK but what the crap is this
     
    https://www.youtube.com/watch?v=fIV1CHo8NsM
  12. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, OK but what the crap is this https://www.youtube.com/watch?v=fIV1CHo8NsM   
    OK but what the crap is this
     
    https://www.youtube.com/watch?v=fIV1CHo8NsM
  13. Agree
    Crunchy Dragon reacted to fasauceome for a status update, My brain, upon seeing my plate of food: "Ah yes, this appears to be a perfectly norma   
    My brain, upon seeing my plate of food:
    "Ah yes, this appears to be a perfectly normal portion of delicious noodles. I can eat all of this"
     
    My stomach:
    p l e a s e  s p a r e  m e
     
    I have yet to eat myself sick, but one of these days...
  14. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notic   
    Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notice the difference.
     
    In scrolling of all things.
     
    Scrolling up/down on my 75Hz display vs 60Hz, I can actually notice a small difference in how smooth it is. Funny how that works.
  15. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notic   
    Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notice the difference.
     
    In scrolling of all things.
     
    Scrolling up/down on my 75Hz display vs 60Hz, I can actually notice a small difference in how smooth it is. Funny how that works.
  16. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notic   
    Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notice the difference.
     
    In scrolling of all things.
     
    Scrolling up/down on my 75Hz display vs 60Hz, I can actually notice a small difference in how smooth it is. Funny how that works.
  17. Informative
    Crunchy Dragon reacted to TopHatProductions115 for a status update, If I can't get one of the following smartphones by the end of 2019 for under 360 USD:   
    If I can't get one of the following smartphones by the end of 2019 for under 360 USD:
    Google Pixel XL (64/128GB) LG v20 Titan/v30+ (64/128GB) Xiaomi Mi Max 3 (64GB - SD card too) DOOGEE S90/Mix 2 (64/128GB) ZTE Axon M Z999 (doesn't matter - SD card) I may settle on getting this one instead:
    http://ulefone.com/products/power5s/spec.html The Ulefone Power 5S is more than enough for me, and should last for the next 5 years at minimum  G'night!
  18. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notic   
    Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notice the difference.
     
    In scrolling of all things.
     
    Scrolling up/down on my 75Hz display vs 60Hz, I can actually notice a small difference in how smooth it is. Funny how that works.
  19. Informative
    Crunchy Dragon reacted to Skanky Sylveon for a status update, Labled and shrinkwraped. The shrinkwrap is actually a legal requirement here in Orego   
    Labled and shrinkwraped.
    The shrinkwrap is actually a legal requirement here in Oregon for any consumable item.
  20. Informative
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notic   
    Been running 60Hz and 75Hz next to each for a while now, and it's safe to say I notice the difference.
     
    In scrolling of all things.
     
    Scrolling up/down on my 75Hz display vs 60Hz, I can actually notice a small difference in how smooth it is. Funny how that works.
  21. Like
    Crunchy Dragon reacted to firelighter487 for a status update, @Crunchy Dragon   
    @Crunchy Dragon
  22. Funny
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, I forgot about this video until just now..   
    I forgot about this video until just now..
     
  23. Funny
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, I forgot about this video until just now..   
    I forgot about this video until just now..
     
  24. Funny
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, I forgot about this video until just now..   
    I forgot about this video until just now..
     
  25. Funny
    Crunchy Dragon got a reaction from TopHatProductions115 for a status update, I forgot about this video until just now..   
    I forgot about this video until just now..
     
×