UK Car Insurance for Young Drivers

[Zonked]

Hello;

 

(This mainly only apply to people in the UK, as I am not sure of the cost of car insurance to young drivers in any other country)

 

So I am 19 and I passed my driving test fairly recently, the obvious next step is to buy a car and start driving. This issue is that I am getting quotes between £3000 - £6000. Which is obviously ridiculous! Is there any tips you guys use to reduce it, or is their specific insures or schemes that I should be looking at?

 

I am trying to insure a Peugeot 206 LX 1.1l 2001. My best quote was £1700 from Tesco which I am fine with paying, but I have now lost that quote and they are now quoting me £2900.

 

Any help would be awesome,

 

Rob

[Zonked]

Ignore this reply - logistical issue. Thanks mods.

[JordanMac]

Best Tip- buy a motorcycle. im the same age give or take and i have an sv650s, first year insurance £750 (third party, fire and theft) ive just renewed it for £380 (third party, fire and theft)

 

Other than that there is nothing you can do, your in a high risk age group and have no NCD.

[Tocsin_786]

can the same go for american insurance because the area i live in i neeeeeddddddd a car but my uncle doesnt want me to cuz of insurace

[JordanMac]

can the same go for american insurance because the area i live in i neeeeeddddddd a car but my uncle doesnt want me to cuz of insurace

the problem in the uk is it is a legal requirement to have insurance so we get rectally penetrated if we want a car at <21 years old.

[Lyons]

That's insaaaaaaaaaaaaaaaaane  :o I'm just about to pay mine (Australian) and it's $590 for 3rd party insurance (required), $250 for rego (obviously required) and $300 to insure my actual car. I just have a 2000 Hyundai Excel.

[mr moose]

My wife was in the same boat so the insurance is in my name and she is a listed driver which reduces the cost significantly. about $360 a year full comprehensive. 96 excel sprint

[Mac]

Take a look at this http://www.ingenie.com/

[Tocsin_786]

the problem in the uk is it is a legal requirement to have insurance so we get rectally penetrated if we want a car at <21 years old.

same here it is completely required and for the most part i don't get any type of insurance except medical and dental the rest of the insurance companies are like your ISP's and phone

[Zonked]

Take a look at this http://www.ingenie.com/

Thanks for that - gave it a try but still £2700. I tried a black box scheme with the Co-Op and I got £1200 which was good, but that seems to have fluctuated to £3000 now

[Mac]

Thanks for that - gave it a try but still £2700. I tried a black box scheme with the Co-Op and I got £1200 which was good, but that seems to have fluctuated to £3000 now

I guess it will go down in time, depends on how you drive.

[arodrake]

What about family insurance? If you have a girlfriend or sister with insurance, partnering with them may lower your cost.

[FireFox]

I am trying to insure a Peugeot 206 LX 1.1l 2001. My best quote was £1700 from Tesco which I am fine with paying, but I have now lost that quote and they are now quoting me £2900.

 

I don't really know but keep looking, I was 19 when I insured my 1.4 306 and that was £1,660.

 

Bloody insurance

[craig92]

Hi zonked i live in the uk i passed my test at the age of 18 and i was paying £1800 for a 1l corsa and that was with my dad as the first driver u will be lucky to find a quote under 2k as a first time driver.

 

i am currently 21 so 3 years driving now i bought an astra 1.6 sri couple a months ago my insurace is 2k now and my dad is still first named driver.

 

when u hit 21 it comes down a few hundred but u realy have to be 25 not to be ripped off un the uk

[grayperview]

get a road legal tractor or quad bike, seriously they insurance on these is really low compared to a car.

 

Or go to confused.com

 

All quote are auto saved and are valid for 30 days

[nathanhd123]

There's not really much you can do, insurance is expensive.