The PSN Plus requirement for online gaming
Sony has terms of agreement that is available at https://www.playstation.com/en-gb/get-help/help-library/store---transactions/payments---refunds/playstation-store-cancellation-policy/
It states:
QuoteYou can cancel a digital content purchase within 14 days from the date of transaction, provided that you have not started downloading or streaming it.
Digital content that you have started downloading, streaming and in-game consumables that have been delivered, are not eligible for a refund unless the content is faulty.
You can cancel your purchase of a season pass within 14 days from the date of transaction, provided that you have not started downloading or streaming any digital content (e.g. game add-ons) included in the season pass.
If you purchase in-game consumables on the PlayStation®Store, they will be delivered when you next launch the game, until then you will have up to 14 days from the date of transaction to cancel. If you purchase in-game consumables during gameplay, they will be delivered immediately so you will not be able to cancel the purchase. In-game consumables are items such as virtual currencies (e.g. FIFA packs or GTA Cash Packs), boosts and other items that are depleted during gameplay.
Though this is stricter than a lot of other refund policies of digital stores (most let you at least try the product), it's pretty much standard fair that once you've downloaded it and you're past a certain period, you cannot refund it.
So you're pretty much boned. And you don't really have much of a good case you can present to Sony to grant an exception. Especially the bit about "it didn't require PS+ but now it does" because PS4 has always required PS+ for online multiplayer.
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