Paypal Rant

[EpicGeekonFire]

If the sellers are scammers, then yes. I would do that ASAP.

Ok I opened the dispute.

[Syntaxvgm]

I think I didn't make myself understood all to well. I'm with the National Australia Bank (NAB) and within my online account with them, as long as you have the payment details of the places that you need to pay your bill to, you can set up an automatic payment by yourself and then cancel it at a later date if you need to for any reason. Sorry about that, I should've been much clearer.

My bank has a policy that blocks any payment at all to Canada and some other places, and the only way to lift this is to call and request a  temporary exception period. 

[Geekazoid]

My bank has a policy that blocks any payment at all to Canada and some other places, and the only way to lift this is to call and request a temporary exception period.

What's your banks actual gripe with Canada, and why should their customers pay for their dislike of Canada, what's wrong with Canada?

[Syntaxvgm]

What's your banks actual gripe with Canada, and why should their customers pay for their dislike of Canada, what's wrong with Canada?

High levels of fraudulent payments. 

[Geekazoid]

High levels of fraudulent payments.

Oh, ah, really? That's sucky. :mellow:

[Syntaxvgm]

Oh, ah, really? That's sucky. :mellow:

I kinda pissed me of but they've been a 150% great bank otherwise. I don't spend hours on hold with them either. 

[Geekazoid]

I kinda pissed me of but they've been a 150% great bank otherwise. I don't spend hours on hold with them either.

You may have mentioned it, but what bank is that exactly?

[Syntaxvgm]

You may have mentioned it, but what bank is that exactly?

Three rivers federal credit union

[Geekazoid]

Three rivers federal credit union.

Ah alright. I think I'm gonna go and Google them just for the heck of it. Just curious.

[brandishwar]

It's always interesting hearing the people who have issues with a particular service, and I often find myself wondering why I seem to be the odd person out -- whether it's PayPal, Time Warner, Wells Fargo, or what have you. I've had my PayPal account continuously since 2001 (possibly earlier), longer than I've had an account at any bank, and never had any problems with them at all, longer than I've had an account at any bank. Never had any suspensions or blackouts, never had access cut off or limited, and I've sent and received money both domestic and international. I've kept a balance at times, though typically I don't, depending on what's going to happen with the money in question.

 

I usually don't buy the "they suspended me for no reason" argument either, or its complement "they just want to keep my money". I've heard it a ton over the last 14+ years I've had a PayPal account. The trouble in trying to verify these kind of stories -- and yes I realize they are many -- is that there is only one side ever revealed: the customer who goes public with their complaint. PayPal isn't going to comment on public complaints like that -- likely because they know it's not worth it, and there might be laws and regulations at play as well given we're talking about a financial services company.

 

Am I just lucky on that mark?

[Guest]

We've never had a problem with PayPal, then again all we use it for is effectively a wall between a credit card and a seller - when we buy something it goes straight on the credit card.

[Geekazoid]

I completely understand where you're coming from, but sometimes things that seem as though they aren't what they seem to be actually are. You could be right, there may be something that Syntaxvgm may not be telling us, but I think it's only fair to give him the benefit of the doubt before you judge him.

@brandishwar

[Castdeath97]

Did you just like your own post?

[Syntaxvgm]

It's always interesting hearing the people who have issues with a particular service, and I often find myself wondering why I seem to be the odd person out -- whether it's PayPal, Time Warner, Wells Fargo, or what have you. I've had my PayPal account continuously since 2001 (possibly earlier), longer than I've had an account at any bank, and never had any problems with them at all, longer than I've had an account at any bank. Never had any suspensions or blackouts, never had access cut off or limited, and I've sent and received money both domestic and international. I've kept a balance at times, though typically I don't, depending on what's going to happen with the money in question.

 

I usually don't buy the "they suspended me for no reason" argument either, or its complement "they just want to keep my money". I've heard it a ton over the last 14+ years I've had a PayPal account. The trouble in trying to verify these kind of stories -- and yes I realize they are many -- is that there is only one side ever revealed: the customer who goes public with their complaint. PayPal isn't going to comment on public complaints like that -- likely because they know it's not worth it, and there might be laws and regulations at play as well given we're talking about a financial services company.

 

Am I just lucky on that mark?

 

The problem is they are almost a monopoly...in the way that youtube is. Everyone uses it therefor its your only choice. I think their customer service lacks and the company does not suffer for it. I'll update if I discover what caused this, I will be calling support when they are open 

I completely understand where you're coming from, but sometimes things that seem as though they aren't what they seem to be actually are. You could be right, there may be something that Syntaxvgm may not be telling us, but I think it's only fair to give him the benefit of the doubt before you judge him.

@brandishwar

I'll update if I find anything out. The thing is, the person giving the story is often just as in the dark as the readers, as they refuse to comment on the process of getting your account verified if you call them and it takes months sometimes for them to look at scans of documents and say "ok"

 

Did you just like your own post?

What? Who

[Geekazoid]

Did you just like your own post?

You can't like you're own posts. If you could that'd be ridiculous. Why did you ask that? :huh:

[Castdeath97]

The problem is they are almost a monopoly...in the way that youtube is. Everyone uses it therefor its your only choice. I think their customer service lacks and the company does not suffer for it. I'll update if I discover what caused this, I will be calling support when they are open

I'll update if I find anything out. The thing is, the person giving the story is often just as in the dark as the readers, as they refuse to comment on the process of getting your account verified if you call them and it takes months sometimes for them to look at scans of documents and say "ok"

What? Who

My bad confused skyrossom with you.

[brandishwar]

I completely understand where you're coming from, but sometimes things that seem as though they aren't what they seem to be actually are. You could be right, there may be something that Syntaxvgm may not be telling us, but I think it's only fair to give him the benefit of the doubt before you judge him.

@brandishwar

 

I'm not judging anyone, but I'm not giving him any benefit of any doubt either. I was merely making the observation that virtually every published complaint about a company is one sided, and virtually always the customer's point of view on the matter -- in this case it's PayPal, but you could really substitute for any other company out there. As such I am voicing skepticism about the claim itself. Without actual details, I can't determine if the customer is in the wrong or if the company is in the wrong. That's not judging the OP -- saying "I don't believe you" isn't the same as saying "you're lying" -- but again, I'm also not going to give him the benefit of the doubt, but I'm not giving it to PayPal either.

 

I know that PayPal's policies at times can be difficult to navigate and interpret, which has always been a source of complaint against them, and you often don't realize you've run afoul of them until you get suspended or access to funds is blocked.

 

The OP has said he'll be seeking details, so now we must wait.

[Syntaxvgm]

I'm not judging anyone, but I'm not giving him any benefit of any doubt either. I was merely making the observation that virtually every published complaint about a company is one sided, and virtually always the customer's point of view on the matter -- in this case it's PayPal, but you could really substitute for any other company out there. As such I am voicing skepticism about the claim itself. Without actual details, I can't determine if the customer is in the wrong or if the company is in the wrong. That's not judging the OP -- saying "I don't believe you" isn't the same as saying "you're lying" -- but again, I'm also not going to give him the benefit of the doubt, but I'm not giving it to PayPal either.

 

I know that PayPal's policies at times can be difficult to navigate and interpret, which has always been a source of complaint against them, and you often don't realize you've run afoul of them until you get suspended or access to funds is blocked.

 

The OP has said he'll be seeking details, so now we must wait.

Well here's an update-

I was really sick today, slept like 12 hours not long after posting this and the identification needed, and it seems I've been cleared about 12:30 EST. I don't know why my account was suddenly locked for trying to verify my phone. Oddly today, it let me add funds without verifying my mobile number, but I did anyway. Same problem before with the codes not making it at all to me, but after a few resends (they resend the same code generally) it actually accepted the code this time.

So while I was randomly inconvenienced, unlike the times a couple years in the past I've had this problem, this was resolved very quickly and is a positive mark in the right direction for paypal in my book.

So for now after 3 or so day (e-checks take time) I should have money in my paypal wallet, which using that instead of my card/bank directly should allow me to avoid the problem I'm having with auto-payments for my donation here.

Now if slick will message me back....

[Geekazoid]

I'm glad you got it sorted mate. I know things like that can be frustrating, but in the end all is well, and that's the important thing. Maybe you could update your OP with the fact that your problem with PayPal has been resolved. I wish you good luck with it mate, going forward.

@Syntaxvgm

[Syntaxvgm]

I'm glad you got it sorted mate. I know things like that can be frustrating, but in the end all is well, and that's the important thing. Maybe you could update your OP with the fact that your problem with PayPal has been resolved. I wish you good luck with it mate, going forward.

@Syntaxvgm

I already did I thought?