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Pre build or self build?

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Hey everyone so i need a pc sense I do not have one and I am wondering if I should go with a pre build from like ibuypower or cyberpower and do their monthly payments or just build one myself when I get enough money to do so. Money has been tight I am the only one working right now and am paying all the bills so I am wondering which one is a better option for me thanks

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Never use financing options unless you need the item immediately, like if your fridge breaks or something 

 

Consensus of the forum is that you should definitely build yourself. Its much cheaper.

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I would not finance a pc.

 

Depending on needs, the used market may be worth checking.

80+ ratings certify electrical efficiency. Not quality.

 

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I just want it for gaming and maybe a little bit of streaming but that is it

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Definitely build it yourself, you'll likely get way more bang for your buck. I'd also wait for CES to be over, see what's coming down the pipeline. AMD is supposed to have some pretty big announcements. I'd also look at the used market if you're on a tight budget; you can definitely find some killer deals.

 

I'm not as anti-financing as others, however there would be many aspects you'd have to look at, including your interest rate.

9 minutes ago, Slottr said:

Never use financing options unless you need the item immediately, like if your fridge breaks or something 

 

Consensus of the forum is that you should definitely build yourself. Its much cheaper.

Eh, it's not so bad, and makes sense if someone just can't afford to save the money all at once. It really only depends on the interest rates; if it's low, or 0% (I'm not sure what theirs is), then there's no downside.

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8 minutes ago, dizmo said:

Eh, it's not so bad, and makes sense if someone just can't afford to save the money all at once. It really only depends on the interest rates; if it's low, or 0% (I'm not sure what theirs is), then there's no downside.

Oh definitely, its not the worst thing in the world, glad it is an option. Though most SI's have an IR between 15-30(?)% I believe. I just can't justify paying that much on top of say a 1000$+ machine 

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Okay thanks i will have to think on what i will do if i build it myself i think i will go amd they seem to be cheaper the intel

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.

CPU: Ryzen 9 5900 Cooler: EVGA CLC280 Motherboard: Gigabyte B550i Pro AX RAM: Kingston Hyper X 32GB 3200mhz

Storage: WD 750 SE 500GB, WD 730 SE 1TB GPU: AMD Radeon 6700XT 12GB PSU: Corsair SF600 Case: Streacom DA2

Monitor: LG 27GL83B Mouse: Razer Basilisk V2 Keyboard: G.Skill KM780 Cherry MX Red Speakers: Mackie CR5BT

 

MiniPC - Sold for $100 Profit

Spoiler

CPU: Intel i3 4160 Cooler: Integrated Motherboard: Integrated

RAM: G.Skill RipJaws 16GB DDR3 Storage: Transcend MSA370 128GB GPU: Intel 4400 Graphics

PSU: Integrated Case: Shuttle XPC Slim

Monitor: LG 29WK500 Mouse: G.Skill MX780 Keyboard: G.Skill KM780 Cherry MX Red

 

Budget Rig 1 - Sold For $750 Profit

Spoiler

CPU: Intel i5 7600k Cooler: CryOrig H7 Motherboard: MSI Z270 M5

RAM: Crucial LPX 16GB DDR4 Storage: Intel S3510 800GB GPU: Nvidia GTX 980

PSU: Corsair CX650M Case: EVGA DG73

Monitor: LG 29WK500 Mouse: G.Skill MX780 Keyboard: G.Skill KM780 Cherry MX Red

 

OG Gaming Rig - Gone

Spoiler

 

CPU: Intel i5 4690k Cooler: Corsair H100i V2 Motherboard: MSI Z97i AC ITX

RAM: Crucial Ballistix 16GB DDR3 Storage: Kingston Fury 240GB GPU: Asus Strix GTX 970

PSU: Thermaltake TR2 Case: Phanteks Enthoo Evolv ITX

Monitor: Dell P2214H x2 Mouse: Logitech MX Master Keyboard: G.Skill KM780 Cherry MX Red

 

 

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2 minutes ago, dizmo said:

.

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