Pre build or self build?

[Mknutson]

Hey everyone so i need a pc sense I do not have one and I am wondering if I should go with a pre build from like ibuypower or cyberpower and do their monthly payments or just build one myself when I get enough money to do so. Money has been tight I am the only one working right now and am paying all the bills so I am wondering which one is a better option for me thanks

[Slottr]

Never use financing options unless you need the item immediately, like if your fridge breaks or something 

 

Consensus of the forum is that you should definitely build yourself. Its much cheaper.

[brob]

I would not finance a pc.

 

Depending on needs, the used market may be worth checking.

[Mknutson]

I just want it for gaming and maybe a little bit of streaming but that is it

[dizmo]

Definitely build it yourself, you'll likely get way more bang for your buck. I'd also wait for CES to be over, see what's coming down the pipeline. AMD is supposed to have some pretty big announcements. I'd also look at the used market if you're on a tight budget; you can definitely find some killer deals.

 

I'm not as anti-financing as others, however there would be many aspects you'd have to look at, including your interest rate.

9 minutes ago, Slottr said:

Never use financing options unless you need the item immediately, like if your fridge breaks or something 

 

Consensus of the forum is that you should definitely build yourself. Its much cheaper.

Eh, it's not so bad, and makes sense if someone just can't afford to save the money all at once. It really only depends on the interest rates; if it's low, or 0% (I'm not sure what theirs is), then there's no downside.

[Slottr]

8 minutes ago, dizmo said:

Eh, it's not so bad, and makes sense if someone just can't afford to save the money all at once. It really only depends on the interest rates; if it's low, or 0% (I'm not sure what theirs is), then there's no downside.

Oh definitely, its not the worst thing in the world, glad it is an option. Though most SI's have an IR between 15-30(?)% I believe. I just can't justify paying that much on top of say a 1000$+ machine 

[Mknutson]

Okay thanks i will have to think on what i will do if i build it myself i think i will go amd they seem to be cheaper the intel

[dizmo]

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[Maxisthemoose]

2 minutes ago, dizmo said:

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