China's Social Credit System

[SLCH]

China made an analog of USA FICO service (credit scoring) but for social life.

It takes data from municipal, judicial, commercial authorities. Like Alipay (chinese paypal, used everywhere by 448 million people with $23 billion  money transfered), WeChat (chinese Facebook, 938 million active monthly users) to make profile/ranking of user's life ( where you go and how much you spend, what are your interests).

It is already being tested in 30 cities and is planned to go all country in 2020.

 

The most massive atm is Zhucheng city with 160,000 parameters coming from all over the city about every one of its 670,000 citizens.

In Zhucheng every citizen was given 1000 starter points.

No document clearly states what you should and shouldn't do. It is only known that if your rating is more than 1,050 points, then you're a model citizen and marked with  AAA. With a thousand points, you can count on AA. With 900 – B. If rating falls below 849 – you are already suspicious carrier of C rating, you will be expelled from work in state and municipal structures.

 

And those who have 599 points and below are going to have bad time being alive. Their record is in the black list with the note D, they become the outcasts of society, they do not take almost any kind of work (even in a taxi), cant get loans, buy tickets for high-speed trains and airplanes, no rent for car and Bicycle without deposit. Neighbors avoid you like fire, because if someone sees that you communicate with the person D and your ranking also rapidly goes down. 

 

Sources:

https://en.wikipedia.org/wiki/Social_Credit_System

http://carnegie.ru/commentary/71546

 

Translated a little from article above to make some sort of picture. Hello Orwell 1984 ?

Or such ranking is a must have in our modern society?

Like we are anyway going into electronic identification and government. There will be privileges and restrictions based on our life history anyways. And China is making a centered rating out of it today, sounds logical to me (if it works, which is hard to make in code and legal ways)

I wonder if based on machine learning with enough data you could predict whole persons life or at least parts of it.

[Tiwaz]

thats what you get in socialism where state decides how much you are worth

[ARikozuM]

Isn't this old news? Weren't they hashing out specific points for this in the early 2010's?

[MorganO]

2 minutes ago, SLCH said:

-snip-

ummmm black mirror season 3 epsiode 1 already predicted this lol

[Zando_]

1 minute ago, Tiwaz said:

thats what you get in socialism where state decides how much you are worth

Yeah.... sounds retarded. If I were in China, I'd be getting out ASAP. 

[SLCH]

1 minute ago, ARikozuM said:

Isn't this old news? Weren't they hashing out specific points for this in the early 2010's?

Yea, it was started in 2014. I learned it today from recent article though. At least stating that it works and not a dead project like many others today.

[MadModder]

Here in the US, you can be judged by your credit rating. This can now determine whether you are suitable for employment, able to rent a place to live, etc. So basically if you don't want to borrow, pay back, borrow again, etc. from banks, you will have a zero credit rating and won't qualify. I found this out the hard way because for many years I took great pride in always paying my bills in full, on time, and never borrowing money to purchase something. The first time I tried get a loan to purchase a new truck, I was denied because my credit rating was zero. So, we are victims of the same thing, it's just the banks that decide if we're worthwhile individuals or not.

On another note, and I don't want to argue politics, China is a Communist state, not a Socialist state.

[Tiwaz]

5 minutes ago, MadModder said:

Here in the US, you can be judged by your credit rating. This can now determine whether you are suitable for employment, able to rent a place to live, etc. So basically if you don't want to borrow, pay back, borrow again, etc. from banks, you will have a zero credit rating and won't qualify. I found this out the hard way because for many years I took great pride in always paying my bills in full, on time, and never borrowing money to purchase something. The first time I tried get a loan to purchase a new truck, I was denied because my credit rating was zero. So, we are victims of the same thing, it's just the banks that decide if we're worthwhile individuals or not.

On another note, and I don't want to argue politics, China is a Communist state, not a Socialist state.

thats everywhere usually the case. If you had paid back all your credits you are very likely to receive new ones as well

[MadModder]

@Tiwaz Yes, I now understand how it works. I have an excellent credit rating. I had to go through the long process of using credit cards to buy things I could have paid cash for, just to get a credit rating. I didn't have a bad credit rating, I had NO credit rating. So, if your a responsible person, who pays your bills, and doesn't purchase things you can't afford, you are punished for it. You may have superb qualifications for a job, but may be denied because you haven't played the banks game.

[yathis]

Mods are slow today