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Computer insurance?

HEU7Hwhu7
By HEU7Hwhu7
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Go to solution Solved by iruixos,

Well,i'll call tomorrow. Thanks guys. :)

 

Check to see if they have any limits for personal computer hardware (how much they'll cover). If they do, see if you can schedule some high ticket items specifically on the policy (ie. expensive graphics card, etc).

 

For example, the company I work for imposes no such limits for personal computer hardware and is covered up to the maximum amount of personal property/contents limit. Do note that all policies are subject to policy conditions and exclusions.

Posted

Warranty. You have it on each part.

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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Home and contents should cover that.

Water spills? I don't think so.

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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not likely. usually a homeowners insurance policy will cover most damages from

devastation, but accidental usually isn't covered, unless more expensive

premiums are kept.

Do you mean coverage on your PC from damage you cause or damage from something like a natural disaster?  Wrong guy, sorry.

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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I have renter's insurance and that covers fires, theft, sprinkler damage, and other stuff like that but accidental damage won't be covered. Pretty much anything but accidental damage is covered under renter's insurance.

My personal rig - 4790k 4.8Ghz, Asus Z97 Pro (wi-fi ac), Corsair Dominator Plat 4x8GB, SLI GTX 1080 TI FE, Samsung 850 Evo 1TB, Crucial MX100 512GB, EVGA G3 1000W, and cooled by a hardline liquid cooling loop. 

 

Safe Practices and Complete Guide to Buying/Selling on the Classifieds and other forums

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Well each part should be covered by the manufacturer. Like for EVGA the GPU is covered from ANYTHING as long as there is no physical damage.

CPU: Ryzen 5 5600 Motherboard: MSI B550 Tomahawk RAM: 32Gb DDR4  GPU(s): MSI 6800-XT Case: NZXT H440 Storage: 4x 250gb SSD + 2TB HDD PSU: Corsair RM850x with CableMod Displays: 1 x Asus ROG Swift And 3 x 24" 1080p Cooling: H100i Keyboard: Corsair K70 RGB Mouse: Corsair M65 RGB Sound: AKG 553 Operating System: Windows 10

 

Current PC: 

http://i.imgur.com/ubYSO3f.jpg          http://i.imgur.com/xhpDcqd.jpg

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Say,something where to happen to it. Anything.

Well, insurance covers if it were stolen or whatnot, a home explosion would also fit under that most likely. Damage you do is up to the companies and their warranties.

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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Do you mean coverage on your PC from damage you cause or damage from something like a natural disaster? 

 

insurance policies are content covered for major devastation (be it fire, weather,

disaster) but for non-event issues, they won't cover unless you specify type

of damages, but then your premiums will be higher overall.

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insurance policies are content covered for major devastation (be it fire, weather,

disaster) but for non-event issues, they won't cover unless you specify type

of damages, but then your premiums will be higher overall.

I meant to quote someone else, thanks for the clarification anyway.

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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Hey guys! How could i get some kind of insurance for my $2000 PC? If something happened... It'd be a b*** to get the money again. Anyways,who could insure my PC for accidents Water spills,explosions etc...?

I'm the the USA by the way.

most companies I've dealt with have been pretty good about the warranty services within the period, and I buy on American Express platinum which extends warranty by a year and includes 30 days of "oh S**t i done fu***d up" coverage

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Mine does, so long as I pay the excess for making a claim that is.

You have damn good insurance. 

Intel Core i7 4770k - 2x Geforce GTX 780 - MSI Z87 MPower Max - Corsair H60 - 8GB Avexir Core Series MPower Yellow + 4gb no-brand DDR3 - Corsair Obsidian 750d - AData XPG SX900 256gb SSD - Seagate Barracuda 3TB (7200 RPM) - Hitachi 250GB 2.5in HDD (3200 RPM) - WD HDD 160GB extracted from iMac via black magic (no specified RPM) - ASUS VG248QE 144HZ 3d Vision Monitor - Logitech G602 - Ducky Shine 3 TKL - AKG 172 HD Headphones - Xperia z2 - Sony Noise canceling earphones -  Nikon D5200 With Bundled Lenses - Windows 7 Home Premium - Blue Snowball iCE - Acer Aspire X with a broken case, AMD A6, and Raijintek Aidos CPU heatsink

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  • Author

most companies I've dealt with have been pretty good about the warranty services within the period, and I buy on American Express platinum which extends warranty by a year and includes 30 days of "oh S**t i done fu***d up" coverage

And i'm here... With my Visa...

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depends, they have many structured policies and not all cover the same.

s'mthin to chat with your agent about, but doubtful.

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I would say check with your broker, in Canada I have a separate rider on my camera gear (about $3000 worth) that covers me for loss and damage. We pay a few % of the gears value and can make claims without a deductible, claims also do not affect our home insurance.

15" MBP TB

AMD 5800X | Gigabyte Aorus Master | EVGA 2060 KO Ultra | Define 7 || Blade Server: Intel 3570k | GD65 | Corsair C70 | 13TB

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