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How I handle these cards - go to Walmart (or some other department store I frequent) and buy a store gift card for the exact amount. Also, at most brick and mortar stores, you can use multiple credit cards - just tell them "please use X dollars on this card" and once they have done that, hand them another and say "place the rest on this".

Good idea!  But, still more of a hassle than dolla dolla bills cash money cheese paper moola stacks.

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