Ram vs ssd.
A) Don't get hung up an reliability. There hasn't been any difference between competing drives for failure rates in the current drives. Rather amazing actually. Intel, Crucial, Samsung, OCZ, SanDisk, Patriot, Adata, Corsair... it doesn't seem to matter about failure rates. B) The "value line" from Intel isn't very Intel. Hynix NAND and 3rd party controller. Absolutely nothing wrong with the 530, but also nothing special, certainly not worth paying a premium just because it says Intel on the outside. C) Size very much matters. Getting something cheap in a 256gb is different than something cheap in 128gb. I would very much recommend going with the 256gb of something. Here is where I would go with the Crucial MX100 but there's been some awesome deals lately like with the M550 which is a better drive. Watch your vendors. 530 and 730 series have had good sales as well. Grab them quick if you can.
Definitely go with the added ram too. Between a new ssd and more ram you'll think that you have a brand new machine. Have fun!

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