Is this a scam?

[MiszS]

I want to buy a 3090, and i've found this one on ebay, and i've heard it had good buyer protection, but the account was literally made last month so it seems kinda sus. I've also found this more legit looking listing, but the acc is also just made

[ki8aras]

both new accounts, the first one has no actual pictures of the card, while the second one mentions its been bought used, making you the third owner if you decided to buy
also both accounts mention no returns accepted
it is kinda sus

[MiszS]

2 minutes ago, ki8aras said:

both new accounts, the first one has no actual pictures of the card, while the second one mentions its been bought used, making you the third owner if you decided to buy
also both accounts mention no returns accepted
it is kinda sus

Pretty sure ebay just automatically puts no returns accepted if the seller doesn't say otherwise, but shouldn't ebay buyer protection cover me if it's a scam?

[venomtail]

47 minutes ago, MiszS said:

Pretty sure ebay just automatically puts no returns accepted if the seller doesn't say otherwise, but shouldn't ebay buyer protection cover me if it's a scam?

Even if there's "no returns" ebay often still lets them start a return regardless. Not actually sure what the "no returns" tag is meant to do... just sits there, menacingly.

 

Also if you buy with your credit card and get scammed, you can go through your bank. eBay as a platform is pretty big so they'll likely sort it out. Not like you're buying it on some fake eBay.

[MiszS]

11 minutes ago, venomtail said:

Even if there's "no returns" ebay often still lets them start a return regardless. Not actually sure what the "no returns" tag is meant to do... just sits there, menacingly.

 

Also if you buy with your credit card and get scammed, you can go through your bank. eBay as a platform is pretty big so they'll likely sort it out. Not like you're buying it on some fake eBay.

Does it only work with a credit card? Cuz i use debit

[Likwid]

Saw one rtx 3090 go for 400 eur, sold super fast. (Latvia) and year or half a year a go could see a lot of them for 500 Eur

[venomtail]

2 minutes ago, MiszS said:

Does it only work with a credit card? Cuz i use debit

Pretty much. Things paid for by a credit card technically isn't your money but the banks, that's why they can go after scammers. If the same happened on a debit card, in a way tough luck. Last line of defense is eBay. Of course not like there aren't any downsides. Fall for too many scams and your bank might reconsider giving you a credit allowance. At best just impact your credit score.

 

This was a godsend during covid, where 9/10 covid test kit providers and shops were scammers.

[OhioYJ]

2 hours ago, MiszS said:

Does it only work with a credit card? Cuz i use debit

Debit cards don't offer the same protections. You should really use a credit card. I know it requires a bit more self control for some, but even if you have to get one with a small limit it would be safer.  

 

Personally I use a cash back card, I use it for literally everything. I pay all my bills with it. I charge something, pay it off. I don't even wait for the bill to come in. Never pay any interest, and I get the cash back. 

[MiszS]

5 hours ago, OhioYJ said:

Debit cards don't offer the same protections. You should really use a credit card. I know it requires a bit more self control for some, but even if you have to get one with a small limit it would be safer.  

 

Personally I use a cash back card, I use it for literally everything. I pay all my bills with it. I charge something, pay it off. I don't even wait for the bill to come in. Never pay any interest, and I get the cash back. 

Ik that credit cards aren't all bad, I'm just not old enough to get one lol