B550m Vs B550 motherboard
How much cheaper? I think the mATX boards are often cheaper because they don't sell as well. ITX motherboards are the most expensive - they are niche and there's not very many. The mATX boards are not as widely available as ATX, too and there are limitations - lower dimensions, possibly less pcie lanes and limited expansion options. Also, if you get an mATX - there's not as many choices there either and the case (dimensions) can be smaller. Of course, a mATX board can fit in an ATX case although there is sometimes some issue with lining up the mounting holes - but, not usually.
If you go with mATX mobo and mATX case - keep these in mind and also, the smaller dimensions mean more limitations with AIO and graphics cards - depending on what you are looking for. There might also be some 'space' limitations or cooling issues to be concerned with - there may be less ports - less drive ports (expandability) - or they will be located closer to the cpu socket or other ports.
I used to be interested in mATX and ITX - but, now I want a full size mobo and ATX case - since I don't want my options to be limited and I think it's probably more of a pain to work in a smaller build.
Anyway, regarding price of mATX vs ATX - I think I'd pay a bit extra for the ATX and there's usually enough decent 'budget' ATX mobos to choose from.
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