Building on a Budget

[Kubeintosh]

Hey everyone,

 

Been thinking lately that I'm going to be investing into a Finance Gaming PC.

 

I've come to the conclusion of using http://cyberpowersystem.co.uk, since they offer the best value for finance.

 

I'm looking to be spending around £450 (GBP) this includes the purchase of a 22" monitor as well. (I have keyboard, mouse, etc.)

 

Case - Thermaltake View 27 Mid

Needs to have onboard Wireless also.

 

I'm not an expert when it comes to building PC's or what components are better than others, but i'm aiming for something that can atleast run GTA V on Ultra, or atleast High.

The build is mostly for PC gaming, since i'm getting sick of console gaming aha.

 

[Drake10114]

That's going to be near impossible to accomplish, since a monitor will basically wipe out your budget. I'd look into used parts, etc. Building new won't be an option or be incredibly difficult. Most budget builds are 500$ or around there.

Also why aren't you building the PC yourself, you'll save on labour and upsale of parts?

[Kubeintosh]

1 minute ago, Drake10114 said:

That's going to be near impossible to accomplish, since a monitor will basically wipe out your budget. I'd look into used parts, etc. Building new won't be an option or be incredibly difficult. Most budget builds are 500$ or around there.

Also why aren't you building the PC yourself, you'll save on labour and upsale of parts?

Well I've managed to find a pretty cheap monitor that I can use, so the monitor isn't a 100% neccesity.

 

The reason I'm not building myself is because I can't seem to find PC components that I can purchase on finance, (or i'm just not looking hard enough.) The reason for finance is a deposit upfront then around £20-£30 a month after that.

[Drake10114]

PCPartPicker part list / Price breakdown by merchant

CPU: Intel - Pentium G4560 3.5GHz Dual-Core Processor  (£55.98 @ Ebuyer) 
Motherboard: Gigabyte - GA-B250M-DS3H Micro ATX LGA1151 Motherboard  (£66.14 @ Amazon UK) 
Memory: Corsair - Vengeance LPX 8GB (1 x 8GB) DDR4-2400 Memory  (£63.05 @ CCL Computers) 
Storage: Seagate - BarraCuda 1TB 3.5" 7200RPM Internal Hard Drive  (£37.99 @ Aria PC) 
Video Card: MSI - GeForce GTX 1050 Ti 4GB Video Card  (£142.49 @ More Computers) 
Case: Thermaltake - View 27 ATX Mid Tower Case  (£62.74 @ Eclipse Computers) 
Power Supply: Corsair - CXM 450W 80+ Bronze Certified Semi-Modular ATX Power Supply  (£48.39 @ Ebuyer) 
Wireless Network Adapter: TP-Link - TL-WDN4800 PCI-Express x1 802.11a/b/g/n Wi-Fi Adapter  (£26.98 @ PC World Business) 
Total: £503.76
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2017-06-23 17:09 BST+0100

 

Without your Monitor (about 100 GBP), your PC is just over 500 GBP. Your budget isn't realistic for new parts. Also I'd get a cheaper case and settle for a wifi pci card.

Also missing a windows key and mouse/keyboard..

[ImNotThere]

1 minute ago, Kubeintosh said:

Well I've managed to find a pretty cheap monitor that I can use, so the monitor isn't a 100% neccesity.

 

The reason I'm not building myself is because I can't seem to find PC components that I can purchase on finance, (or i'm just not looking hard enough.) The reason for finance is a deposit upfront then around £20-£30 a month after that.

yourd better off just saving for a while or buy an old prebuilt with an i7 qnd throw a 1060 6gb in it

[Drake10114]

1 minute ago, Kubeintosh said:

Well I've managed to find a pretty cheap monitor that I can use, so the monitor isn't a 100% neccesity.

 

The reason I'm not building myself is because I can't seem to find PC components that I can purchase on finance, (or i'm just not looking hard enough.) The reason for finance is a deposit upfront then around £20-£30 a month after that.

I'd honestly just save up for it, you'll save more than paying interest on the parts.

[DocSwag]

With that case it's simply impossible to stay in budget. So I didn't use it.

PCPartPicker part list / Price breakdown by merchant

CPU: Intel - Pentium G4560 3.5GHz Dual-Core Processor  (£55.98 @ Ebuyer) 
Motherboard: Asus - PRIME B250M-K Micro ATX LGA1151 Motherboard  (£59.39 @ Aria PC) 
Memory: Crucial - 8GB (1 x 8GB) DDR4-2133 Memory  (£53.39 @ Aria PC) 
Storage: Western Digital - Caviar Blue 1TB 3.5" 7200RPM Internal Hard Drive  (£39.95 @ Aria PC) 
Video Card: Asus - Radeon RX 460 2GB Dual OC Video Card  (£73.00 @ Aria PC) 
Case: BitFenix - Nova ATX Mid Tower Case  (£25.80 @ Aria PC) 
Power Supply: SeaSonic - ECO 430W 80+ Bronze Certified ATX Power Supply  (£47.88 @ Ebuyer) 
Wireless Network Adapter: TP-Link - Archer T2U USB 2.0 802.11a/b/g/n/ac Wi-Fi Adapter  (£17.41 @ Eclipse Computers) 
Monitor: AOC - G2260VWQ6 21.5" 1920x1080 75Hz Monitor  (£98.96 @ Aria PC) 
Total: £471.76
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2017-06-23 17:12 BST+0100

 

Freesync monitor so... yeah. That would result in a good experience.

[Kubeintosh]

Certainly didn't expect so many replies so quickly.

 

Majority vote is to save and pay outright, which i'm still debating and this is very much still a debate in progess. Never actually realised how much the case is in comparison to others. Also because I'm absolutely terrible at saving money and budgeting for things.

 

So basically try and stick with these items, but try and find them used and cheaper if possible?

[Drake10114]

9 minutes ago, Kubeintosh said:

Certainly didn't expect so many replies so quickly.

 

Majority vote is to save and pay outright, which i'm still debating and this is very much still a debate in progess. Never actually realised how much the case is in comparison to others. Also because I'm absolutely terrible at saving money and budgeting for things.

 

So basically try and stick with these items, but try and find them used and cheaper if possible?

Yes, but you can only get so much used, without compromising your system so much.

Unfortunately budgeting and saving up is a part of life, so you ultimately should learn it.

By buying it outright, you save on the interest you'd pay on top of the component (for instance say the part is $1000, and interest is 2% compounded annually, every month that part increases by 2%/12, so about $2/month or $20/year), If you pay $100 towards it, you aren't paying only the principal, but also the interest (which for the most part does make up a larger percentage than principal for the first few payments). Somethings are worth it to finance (i.e. car, houses) because not many people have $500k in cash lying around, but simple purchases like a computer are stupid to finance, since you'll end up paying more for something that will be obsolete in a year, and could possibly be paying for it after it's useful life is up (i.e. 5 year term for financing)

[ImNotThere]

Just now, Kubeintosh said:

Certainly didn't expect so many replies so quickly.

 

Majority vote is to save and pay outright, which i'm still debating and this is very much still a debate in progess. Never actually realised how much the case is in comparison to others. Also because I'm absolutely terrible at saving money and budgeting for things.

 

So basically try and stick with these items, but try and find them used and cheaper if possible?

some dell prebuilts will have like first gen i7s which are still good for gaming, throw a gpu into it and boom budget gaming rig

[Kubeintosh]

1 minute ago, Drake10114 said:

Yes, but you can only get so much used, without compromising your system so much.

Unfortunately budgeting and saving up is a part of life, so you ultimately should learn it.

By buying it outright, you save on the interest you'd pay on top of the component (for instance say the part is $1000, and interest is 2% compounded annually, every month that part increases by 2%/12, so about $2/month or $20/year), If you pay $100 towards it, you aren't paying only the principal, but also the interest (which for the most part does make up a larger percentage than principal for the first few payments). Somethings are worth it to finance (i.e. car, houses) because not many people have $500k in cash lying around, but simple purchases like a computer are stupid to finance, since you'll end up paying more for something that will be obsolete in a year, and could possibly be paying for it after it's useful life is up (i.e. 5 year term for financing)

 

Thanks so much for putting that into a more understandable perspective than this APR crap.

 

What items would you recommend buying used, and what would you recommend buying new? I'd understand CPU to be a new item since they'd degrade over time I assume?

[Drake10114]

Just now, Kubeintosh said:

 

Thanks so much for putting that into a more understandable perspective than this APR crap.

 

What items would you recommend buying used, and what would you recommend buying new? I'd understand CPU to be a new item since they'd degrade over time I assume?

Check Paul's Hardware video on buying used parts, etc.

But CPu's can be used, but you might be on an older socket, the pentium I posted is on the new 200 series chipset, so it won'r be going away anytime soon.

Don't buy used HDD, PSUs though. Paul's video will explain more.

[Kubeintosh]

2 minutes ago, Drake10114 said:

Check Paul's Hardware video on buying used parts, etc.

But CPu's can be used, but you might be on an older socket, the pentium I posted is on the new 200 series chipset, so it won'r be going away anytime soon.

Don't buy used HDD, PSUs though. Paul's video will explain more.

Thanks so much, I'll give it all a check-out and have a full on look into it.