cheap, reliable, overclockable memory
In case the owner isn't quite satisfied with performance out of the box (he is a property casualty actuary whose last rig was built in 2002 and was a dual-gpu, 32-bit machine which still scores in the 65th percentile of benchmarks), let's keep overclocking an option.
Based on the intended use of the machine, you can pay a lot less, and get very good performance, here is an "overkill" build.
PCPartPicker part list: http://pcpartpicker.com/p/PdjNgs
Price breakdown by merchant: http://pcpartpicker.com/p/PdjNgs/by_merchant/
CPU: AMD FX-8320 3.5GHz 8-Core Processor ($143.99 @ NCIX US)
CPU Cooler: Cooler Master Hyper 212 EVO 82.9 CFM Sleeve Bearing CPU Cooler ($29.98 @ OutletPC)
Motherboard: Gigabyte GA-990FXA-UD3 ATX AM3+ Motherboard ($114.00 @ Newegg)
Memory: A-Data XPG V1.0 8GB (2 x 4GB) DDR3-1600 Memory ($68.99 @ Amazon)
Storage: A-Data Premier Pro SP600 128GB 2.5" Solid State Drive ($64.99 @ Amazon)
Video Card: PowerColor Radeon R9 270X 2GB TurboDuo Video Card ($154.99 @ NCIX US)
Optical Drive: Asus DRW-24F1ST DVD/CD Writer ($14.99 @ Newegg)
Monitor: Asus VS239H-P 23.0" Monitor ($155.43 @ Amazon) <-- I personally own this monitor and it is gorgeous!
Total: $747.36
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2014-06-13 20:03 EDT-0400
But what I mean is, can you drop in a 2400 stick and change BIOS, or must you overclock a 2133 stick and change BIOS?
I'm not sure what you're asking, can you reword the question differently please? If you drop a 2133Mhz stick in, but want it to run at 2400, that would require overclocking.

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