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...if I want to play most games in 4K at 60 FPS on high (not ultra) settings with DLSS set to balanced or quality (or the FSR equivalent) without frame generation?

P.S. with ray tracing if it's NVidia, if it's AMD I can live without tracing considering their worse RT performance

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https://linustechtips.com/topic/1601121-what-videocard-do-i-need/
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If you exclusively want to buy a new card, then the market is kinda fucked rn, because no nvidia cards are in stock, and as much as I like AMD, their FSR is garbage. If you can buy used, then there are great options. You can buy the 4070/super/ti or the 3090. All of those cards will have no problem playing 4K with DLSS balanced, but unless you can find a 4070ti for cheaper, I would try to get the 3090 for the extra VRAM. Though you'll have to

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4 minutes ago, MiszS said:

If you exclusively want to buy a new card, then the market is kinda fucked rn, but if you can buy used, then there are great options. You can buy the 4070/super/ti or the 3090. All of those cards will have no problem playing 4K with DLSS balanced or performance

I'm fine with used cards. Is 3090 good option in terms of reliability? Last time I was into building a PC there was mining boom and almost all used cards were from mining.

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7 minutes ago, Lesage said:

I'm fine with used cards. Are 3090 good option in terms of reliability? Last time I was into building a PC there was mining boom and almost all used cards were from mining.

Mining isn't any worse for the card than gaming, in fact may be better, because the cards stay under constant load, so no temp spikes like in gaming. I'd have to guess that they were also undervolted for those efficiency gains, because doesn't matter how much crypto you mine, if the electricity costs more. My 3090 TUF I got used has been working perfectly fine, though you'll have to either be ready to change the thermal pads or find a card with good temps already like I did. Just ask the seller for a benchmark/stress test screenshot or video, and if the core temps don't go above like 80 degrees after a while, you're fine. 
 

edit: I would 100% avoid ray tracing, because unless you literally have a 60Hz monitor the motion clarity will look 10 times better than slightly better reflections

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4070 or 4070 Super could be options if they're still in stock where you are and you want to buy right now. They are still available new at regular pricing where I am.

 

I'm using a 4070 on a 4k display. With high+ settings I do need upscaling to help maintain 60+fps. None of the games I play make significant use of RT so that may be more challenging.

 

5070 is supposed to be released this month, but no official date has been given yet. We also wont know about stock levels but based on 4070 release that may be less challenging than the higher model shortages. If waiting a few weeks is an option then I'd gamble on getting one of those.

Gaming system: R7 7800X3D, Asus ROG Strix B650E-F Gaming Wifi, Thermalright Phantom Spirit 120 SE ARGB, Corsair Vengeance 2x 32GB 6000C30, MSI Ventus 3x OC RTX 5070 Ti, MSI MPG A850G, Fractal Design North, Samsung 990 Pro 2TB, Alienware AW3225QF (32" 240 Hz OLED)
Productivity system: i9-7980XE, Asus X299 TUF mark 2, Noctua D15, 64GB ram (mixed), RTX 4070 FE, NZXT E850, GameMax Abyss, Samsung 980 Pro 2TB, iiyama ProLite XU2793QSU-B6 (27" 1440p 100 Hz)
Gaming laptop: Lenovo Legion 5, 5800H, RTX 3070, Kingston DDR4 3200C22 2x16GB 2Rx8, Kingston Fury Renegade 1TB + Crucial P1 1TB SSD, 165 Hz IPS 1080p G-Sync Compatible

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