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Encrypted E-Wallet Options? (Not Bitcoin)

Im looking for a secure E-Wallet options. Ive used Samsung Pay and Google Pay, but want something more secure. You could say im alittle paranoid. Any good recomendations?

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What are you trying to connect to? Are you trying to pay at stores?

 

What security threat are you worried about? Those listed solutions should be fine in terms of secuiryt, and credit cards normally take the hit for fraud, not you.

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Im trying to pay at stores specifically. My main concern is my SS. And my money being taken away.

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