Motorcycle Insurance? Help a first time buyer

[CalebTheEternal]

So I have been calling around for the last 3 hours for information on motorcycle insurance. I was wondering if anyone here has any suggestions on which companies are good, as I've never purchased insurance, only my parents have. I want something cheap, yet decently good.

 

Places I've called:

Allstate - Good rates, currently with them for car. $24/Month

 

Progressive- Stupid high rates $52/Month

 

Nationwide - How can they even go this low? $15 a month

 

Geico - Stupid high rates - $1k/Year

 

Farmers - Can't quote me as I'm under 18

 

ESurance - Lady told me I was wasting her time lol

 

State Farm - Medium rates $46/Month

 

Any input on these insurance companies would be great, or any help with what kind I should get. I was looking at liability with 50k coverage for health and crap and 25k for property. I would not be covered if someone without insurance hit me. 

[Aniallation]

Personally I'd go with Allstate in that case, as it makes things simpler, easier, and often times cheaper to have multiple insurance plans under one company and account.

[Arty]

 if someone without insurance hit me. 

So stupid, how murica works,

If someone hits me i pay for it

 

GG 

[CalebTheEternal]

Personally I'd go with Allstate in that case, as it makes things simpler, easier, and often times cheaper to have multiple insurance plans under one company and account.

I was thinking that, but does it make THAT much of a difference? 

 

 

So stupid, how murica works,

If someone hits me i pay for it

 

GG 

You can't complain for $25 a month. I'd rather do that than spend $3,000 a year on a bike that cost me $3,000

[Arty]

I was thinking that, but does it make THAT much of a difference? 

 

 

You can't complain for $25 a month. I'd rather do that than spend $3,000 a year on a bike that cost me $3,000

I mean the person who caused the collison should pay. 

[CalebTheEternal]

I mean the person who caused the collison should pay. 

That's how it is. I mean there can be debates on who's fault it was. Insurance companies don't want to pay. I was in an accident in my car and the other person took fault and they had to pay for it. 

[Arty]

That's how it is. I mean there can be debates on who's fault it was. Insurance companies don't want to pay. I was in an accident in my car and the other person took fault and they had to pay for it. 

No Debates here! lol i bought a front and rear dash cause to many idiots 

[Mathematical]

The coverage is too small, as long as you are poor and don't own anything valuable in your name it doesn't matter I suppose.

 

Edit: You want better coverage. You are under 18. Your parents are liable for lawsuit if you kill anyone or destroy property exceeding your liability coverage.

[CalebTheEternal]

The coverage is too small, as long as you are poor and don't own anything valuable in your name it doesn't matter I suppose.

 

Edit: You want better coverage. You are under 18. Your parents are liable for lawsuit if you kill anyone or destroy property exceeding your liability coverage.

I will be getting it when I turn 18. I turn 18 in April.

[CalebTheEternal]

So another thing. Is that enough insurance? I was thinking allstate. It covers 50,000/100,000 for bodily injury, 50,000/100,000 Guest liability, 25,000 property damage.