Cooling problems - probably?
It sounds like the CPU is thermal throttling...(Prime95 hits the CPU) and it can have an effect on what you are doing at the time. It may be time for a new cooler..but there may also be other issues to address as well..better to start with the easy things first. No cooling solution last forever..dust, dirt, air restrictions, thermal transfer, etc..all degrade a coolers effectiveness. Swap in a new one..cheap easy fix..When you research a new cooler don't forget to get a GOOD thermal compound..it does play an important role in transferring the heat. When you tax the GPU (games) the troubles/errors get allot more complex.Try this program to gather info on your bluescreens :
http://www.nirsoft.net/utils/blue_screen_view.html
Sweep your drives for any old traces of GPU drivers..old outdated software..etc Check for BIOS updates. After all that is done test your system with your games. Good luck with the hunt..Let us know what you find.

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