Question about ram

[Theminirex]

So I'm building my girlfriend a pc in a few days. Ryzen 5 3600 , rtx 2060 but when it comes to the ram I'm a little confused. I want to use 3200 speed ram but my motherboard says it supports stock 2666 ddr4 or overclocked 3200 ddr4.  Does this mean I'm stuck with 2666 speed unless I go into the bios and overclock my ram or if I use 3200 speed will I be fine without any tinkering around?  I'm using the TUF B450M-plus

[Lurick]

You will have to enable XMP in the BIOS and that's it, otherwise it will run at the default speed.

[Eigenvektor]

Anything above 2666 MHz is overclocked (i.e. outside the JEDEC approved specs). In order to get 3200 MHz RAM to run at that speed you have to either overclock it yourself or use XMP (which is like an auto-overclock).

[Theminirex]

Alright thank you. That helps alot