Oh fucking lord, that's just gunpoint robbery.

One of my sales managers says he's seen as high as 31%

If this business has taught me anything, it's that people are stupid, I should always buy a car with cash, and that new cars are for people with a lot more money than the people actually buying new cars.

Jesus fuck, neither my dad's 2017 Ram or my mom's 2017 SS are even close to that high.

I never understand why people buy new cars. Why put $30K into something that will lose 60% of its value after the first 5 years?

Someone's gotta buy 'em new, although it's always best to try to get them when they're doing large discounts.

My mom's SS would've cost her around $47k or something like that had she paid the sticker price; we ended up paying just under $38k.

meh , i don't mind ,  if it's their dream thing, then why not?

Bought a "used" car in 2016 (it was a 2016) with 8k miles on it, the price was 25% off the MSRP..... (1.99% financing)

I dont think I'll ever buy New

A 2010 Acura MDX with 105K miles is your "dream?"

People that end up with 21% interest rates on luxury cars are the sort with zero financial sense. 

I'll drive some piece of shit $700 car until I can pay cash. If I can't at minimum afford to put half of what's the car worth into a down payment then I can't afford the car/