Underclocking Memory
Think you have a few misconceptions about what's going on here and the apparent danger levels (or more accurately, lack-thereof).
First off, the memory voltage on DDR5 doesn't touch the CPU, it stays on the actual memory chips. There's other voltages for powering the memory controller and that the data bus transmits on, and those are handled mostly independently of the XMP voltage. Even for those voltages though, 1.45V is still within safe range and not really anything to be concerned about.
Second, 5600MT/s is only there for RMA purposes. In reality, every single LGA 1700 CPU will be able to run frequencies above this, and almost all 14th gen chips should be fine running DDR5 7200.
Yes, it's possible to run tighter timings at DDR5 5600 with something like 1.3V, but why would you? You paid extra for the higher speed memory kit, you might as well actually use it.
2 minutes ago, AndreiArgeanu said:and I think CAS latency comes down as well automatically
Most boards I've used will turn the timings up automatically as you increase frequency, though as you decrease frequency they'll keep using whatever the XMP/JEDEC timings are (whatever is tighter), since there is plenty of memory that will not do low timings no matter what frequency you're at, so scaling it linearly downwards would lead to instability.

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