SSD Installation and Features
That doesn't answer anything. It doesn't tell me whether or not I need an actual adapter for a SSD, or if I can just set it on some flat surface. It doesn't answer whether or not there is some special feature I need to install to use my two hard-drives in series. It doesn't answer whether the EZ Smart response or EZ Rapid Start would be effective long term utilizations of the SSD. It also doesn't answer the general question of what I should or shouldn't put on the SSD. Finally, I know for a fact what you claim is incorrect. The whole point of using RAID is if anything goes wrong with one drive, you still have data on one drive.
He did answer a few of your questions.
You don't NEED a 2.5" to 3.5" adapter for the SSD, but it's not a bad thing to have one. It will prevent the drive from moving around if you move or transport the PC, but it's not necessary for a SSD since it isn't a mechanical drive like a HDD.
There is no special feature to enable, to have both drives operate independently. Install the OS to your SSD and then (if using Windows) right click computer, click "Manage", and click disk management to format and assign a drive letter to the HDD. Chances are the HDD already has a drive letter or will give a pop up asking if you want to assign it one upon first boot.
I've never used EZ Smart Response or EZ Rapid Start. It appears EZ Smart Response is just an easier setup for Intel's Smart Response Technology. See more about that at http://www.intel.com/content/www/us/en/architecture-and-technology/smart-response-technology.html. It looks like it analyzes what files and applications you use most and puts them on the SSD for faster access. It also finds what files benefit from having faster access and moves them there. I just manage my files between the drives myself and I think this utility may have been aimed more towards small SSDs to boost HDD performance (it was introduced like 2 CPU generations ago when SSDs were more expensive).
EZ Rapid Start is a setup tool for Intel Rapid Start Technology which you can find out more about at https://software.intel.com/en-us/articles/what-is-intel-rapid-start-technology. It is used for coming out of deep sleep mode to get back your system faster. It seems like hibernation mode to me, but it says it's faster. On a SSD, it's really not going to save you any time I bet. It says get up and running from deep sleep in about 6 seconds. That's about what it takes from hibernation mode for my SSD and a full boot is about 10 seconds.
What he said about RAID 0 is correct. There is no redundancy in RAID 0, only performance increase. See https://en.wikipedia.org/wiki/Standard_RAID_levels#RAID_0 for more info on RAID 0. RAID is best used with identical drives and if you don't know what RAID is for or what you're doing with RAID, then chances are RAID isn't for you. So you don't need to bother with RAID.
I don't think you should worry so much about the SSD lasting 12 years. In 12 years time, that SSD will probably be a snail compared to whatever new storage they come out with. It will also be vastly undersized as bigger SSDs come out for cheaper prices (Samsung announced a 2TB SSD recently).
SSDs are generally where you should install your OS, programs, and games. I save most files to my HDD because they're not big files. If you do video editing work, I would store the footage on the SSD while editing and then offload it to the HDD (or delete) when you're done.

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