computer hardware failing?

[StutterBomb]

Today is not a good day for me. First geforce experience turns out to be broken and now the rest of my PC seems to be falling a part one way or another. To start i've been getting blue screens about 1-3 times a week with no idea where to post the reports and now some of my files and programs just close after showing disk errors! skype bugs out and shows a disk error then a prompt comes up saying skype has to close. right after that origin starts showing errors saying some folder could not be located. the scariest encounter is when im done dealing with those two programs and try to open windows explorer to browse files im presented with a notification saying "this folder can not be found because it has been deleted or moved some where else would you like to remove this thumbnail?" at which point im convinced one of my 3 drives are crapping out. i have a crucial mx100 512gb SSD (almost full) ssd a 2tb WD  caviar black drive (not even close to full) and a standard 1tb Toshiba hard drive. (which i use mainly for media storage and i dont have any programs in stalled on it. some one please help! is this a storrage prblem? what programs can i use to pin point the issue?

[NicekillBG]

format everything if you want to be safe