I've made a lot of archives (rar, 7z, etc.) in my time and I've always ticked off "test" just because it seemed like a good idea and doesn't take too long, and I've continued doing this despite never having actually caught a mistake... until just now. So it can happen I guess I wasn't being silly to use it all those years - you never know when it might just come in handy!
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There's more to this story actually. For one, I had several compressions running at once and the whole batch of them had issues. No idea why. Not a big deal though, I can just run them again... or so I would have thought. The second part of this is one of the compressions actually did finish without errors, but because I was suspicious at this point, I made it run the test a second time, and sure enough it found a corrupted file in the archive. This is extremely confusing and concerning to me. For one thing, it tells me I can't trust any archive because just passing the test once is apparently not good enough to know for sure that it's valid, and second, how is it possible that the test results can be inconsistent?