See, the big problem here is some of us ... veterans ... are using the common wisdom from a time when motherboards had NO audio inputs/outputs. But then again we used to need daughterboards for hard drives, modems, network interfaces (remember THICKnet?!?), and all sorts of other stuff. Back then you needed a LOT of different cards to build a good computer, but now it's all just built in and every bit as good. We don't still put math processors into our motherboards, but we used to. Soon, graphics cards will be unnecessary, and then maybe the whole concept of a daughterboard will exist only in a computer museum somewhere. It'll be sorta sad though since CONSUMER computers will be much harder to customize (server boards will always be ... uhhh... scalable).
So I'm gonna take another swig of beer and remember the good old days one more time before they slip away...