Fps and Refresh rate
FPS stands for frames per second.
This is the amount of frames that your Graphics Card outputs in something like a game, that is sent to be displayed on your monitor
The refresh rate is the amount of times your monitor goes and fetches a new frame every second.
So essentially a 60Hz monitor will show you a maximum of 60FPS
This doesn't mean that you're not catchin the 120FPS that your game is telling you that you have, it just means that half of the frames (in this case) is being displayed by the monitor.
So if you're pushing over 60FPS in games and want to take advantage of this, then you would need a monitor that has a refresh rate of over 60Hz.
A 120Hz monitor can only display 120FPS
A 144Hz monitor can only display 144FPS
Again this doesn't mean that you're not GETTING the fps that your GPU says its putting out, its just your monitor is incapable of fetching a new frame as fast as the GPU can put it out.

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