Should I upgrade?
As stated, your budget is the limiting factor here. Even with a budget upgrade of an i5-10400 and a good midlevel LGA1200 board, you're looking at $256 USD, or 239 euro. This is assuming, of course, that an LGA1200 board can use all of your existing components (RAM, CPU cooler), and then you'll still have to upgrade the GPU at some point, as a 10400 will likely be GPU-bound with your current one. But it would get you started in a newer platform more suitable for ugprades. The nice thing about most newer boards for LGA1200 / LGA1700 / AM4 all support DDR4 RAM, as well as M.2 NVMEs, which add a fair amount of zip to most any configuration. Not that 4th gen is bad, but 10th gen is definitely better than 4th gen.
But to really do this right with suitable RAM, cooler and decent board, even with the budget 10400, you're looking at $481 USD, or 450 euro.

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