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3 minutes ago, Kaspersome said:

So how often does this happen

Not often at all when you have a good PSU.  Something really awful has to happen for protections to not act and any decent PSU has protections to mitigate that.

 

3 minutes ago, Kaspersome said:

are there any precautions i should take??

You already did, you bought a PSU that isn't a grenade, congrats.  You'll be fine.

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