OK after much research about your suggestion.
This will be my plan,
I will be choosing a non-reference 960. <this is final, this is because the non-reference will simply perform better>
Upon purchase this weekend,
I will reorient the 2 provided fans to be intakes up top. the rear will be open, while the bottom will be shielded. After buying the GPU, I will still be orienting the fans this way. By the time I buy the CPU Cooler, I will just set the radiator at the rear as exhaust. When I get moolah to buy new fans, I'll change the top fans into Scythe GTs or maybe noctua F12s.
Then I'll try comparing these 2 cases.
Case1, throw out the bitfenix provided fans.
Case2, put them on bottom intake.
I'll update this thread on December. For now, many thanks Aniallation. I will still be following this thread though, other guys may have other ideas.