I'll keep that in mind about the front to top air flow. I do suspect that a lot of the intake is being removed from the case by this fan. I think I will experiment with the front top fan. My first attempt will be to disable the top front fan completely, cover that slot with the sound proofing panel the case came with, and see what happens. If i'm lucky air flows front to back unimpeded and I see an improvement. If not, I plug the fan back in and I try something else.
I will continue to work on my fan curves too. I think they are pretty good mix of temp to noise. Nothing is dire, just trying to squeeze what extra I can.