Don't pay the prices
Just enjoy your PC with integrated gfx for the time being and wait for new cards or the mining bloom to pop which it will.
Loads of people are in the same boat mate, just have to hold out
Yes true.
Like most things it goes boom and then it slows and people give it up and it gets cheaper again.
And will the the used hardware, cards etc if all it takes is some new fans etc then it will.be worth it!
Wouldn't buy any card now prices are a joke. Give it time when the mining boys crash market will even back out and will be a ton of cheap hardware for sale on eBay etc!
Went from a 860k to. 4690k everything was fine apart from the windows key but went into live chat Microsoft or something (maybe a call) can't remember said my old motherboard had died and got a new one and they accepted it. Worked a treat since