The z97 is more than twice the price of the h81, not going to buy a MOBO that is more expensive than the processor.
What's wrong with the h81?
If I get a cooler or/and an extra 4GB of ram I'll need to get a less powerful GPU, I can always get those at a later date.
I'm not Italian although I do live in Italy atm.
I chose the 550w PSU because I want to do some overclocking and the price difference wasn't that much.
I'll overclock the processor but not to 4.7 because I won't get a cooler right away, it will force me to get a cheaper GPU.
I know the HDD might suck witch is why i asked for a review on it but at that price who cares, I can get a seagate barracuda if that fails.