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zMeul

the Plastc card - a 9 million $ idea that went chapter 7

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Posted · Original PosterOP

source: http://www.androidauthority.com/plastc-smart-credit-card-765889/

 

back in 2014, a brand new company had the brilliant idea to produce a card that will "house" up to 20 cards (debit or credit) on a single secure card

plastic-card-canceled.jpg

pre-orders lined up, over 80000 of them, 155$ a pop

delivery date (summer 2015) went by like nothing happened ....

and here comes 2017:

Quote

In a post on its site, Plastc said it was filing for Chapter 7 bankruptcy, which means a total shut down of the company, and a liquidation of its assets. The message said it had been trying to secure more funding from other investors to keep the lights on, and to ship cards to its pre-order customers, but was unable to do so.

 

So, what about all that money that Plastc took from its customers? The message on the company’s site stated simply that “we will not be able to fulfill any pre-orders” but gave no indication that it will be offering any refunds for its non-existent $155 smart card. We cannot imagine that the people who took a chance and sent Plastc their money are pleased with this development, and we would bet that lawsuits against the company will be filed very quickly.

 

ouch!

 

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similar ideas:

  • COIN - launched 2013; shipped products in 2015; 2016 quired by FitBit, no longer shipping
  • SWYP - launched 2015; shipped products in summer 2016; as of late 2016 they were working on a new model with EMV technology
  • STRATOS - launched May 2015; dead December 2015
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1 minute ago, I need a better name said:

it's bankrupt

I meant the concept of multiple credit cards, not the company.

 

It's a cool idea, to consolidate them all into one physical item, but there's really no point (especially with things like Android/Apple/Samsung/OhGodWhyAreThereSoMany Pay)

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Posted · Original PosterOP
7 minutes ago, HarryNyquist said:

It's a cool idea, to consolidate them all into one physical item, but there's really no point (especially with things like Android/Apple/Samsung/OhGodWhyAreThereSoMany Pay)

in US, maybe

but those do not work everywhere, where that card could've

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Any news on why it happen, or if there was any foul play involved. How people are not too mad, I look at crowdfunding as a investment with a risk of failure. If it goes south I don't expect my pledge or money back.

 

Best crowdfunding campaign I have done was Project Cars, due to not just getting the full game, but getting a piece of the profit. I made money off of getting alpha access for a game. FeelsGoodMan.


if you want to annoy me, then join my teamspeak server ts.benja.cc

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Posted · Original PosterOP
1 minute ago, The Benjamins said:

Any news on why it happen, or if there was any foul play involved. How people are not too mad, I look at crowdfunding as a investment with a risk of failure. If it goes south I don't expect my pledge or money back.

the site seems to be out, the twitter accounts of the people in charge vanished

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Haha the coin was such a fail. It didn't work ever. Gus and Burnie know all about it


ƆԀ S₱▓Ɇ▓cs: i7 6ʇɥפᴉƎ00K (4.4ghz), Asus DeLuxe X99A II, GT҉X҉1҉0҉8҉0 Zotac Amp ExTrꍟꎭe),Si6F4Gb D???????r PlatinUm, EVGA G2 Sǝʌǝᘉ5ᙣᙍᖇᓎᙎᗅᖶt, Phanteks Enthoo Primo, 3TB WD Black, 500gb 850 Evo, H100iGeeTeeX, Windows 10, K70 R̸̢̡̭͍͕̱̭̟̩̀̀̃́̃͒̈́̈́͑̑́̆͘͜ͅG̶̦̬͊́B̸͈̝̖͗̈́, G502, HyperX Cloud 2s, Asus MX34. פN∩SW∀S 960 EVO

Just keeping this here as a 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̌̅̒̾̈́̆͌̌̾̎̽̐̅̏́̈̔͛̀̋̃͊̒̓͗͒̑͒̃͂̌̄̇̑̇͛̆̾͛̒̇̍̒̓̀̈́̄̐͂̍͊͗̎̔͌͛̂̏̉̊̎͗͊͒̂̈̽̊́̔̊̃͑̈́̑̌̋̓̅̔́́͒̄̈́̈̂͐̈̅̈̓͌̓͊́̆͌̉͐̊̉͛̓̏̓̅̈́͂̉̒̇̉̆̀̍̄̇͆͛̏̉̑̃̓͂́͋̃̆̒͋̓͊̄́̓̕̕̕̚͘͘͘̚̕̚͘̕̕͜͜͝͝͝͠͝͝͝͝͠ͅS̷̢̨̧̢̡̨̢̨̢̨̧̧̨̧͚̱̪͇̱̮̪̮̦̝͖̜͙̘̪̘̟̱͇͎̻̪͚̩͍̠̹̮͚̦̝̤͖̙͔͚̙̺̩̥̻͈̺̦͕͈̹̳̖͓̜͚̜̭͉͇͖̟͔͕̹̯̬͍̱̫̮͓̙͇̗̙̼͚̪͇̦̗̜̼̠͈̩̠͉͉̘̱̯̪̟͕̘͖̝͇̼͕̳̻̜͖̜͇̣̠̹̬̗̝͓̖͚̺̫͛̉̅̐̕͘͜͜͜͜ͅͅͅ.̶̨̢̢̨̢̨̢̛̻͙̜̼̮̝̙̣̘̗̪̜̬̳̫̙̮̣̹̥̲̥͇͈̮̟͉̰̮̪̲̗̳̰̫̙͍̦̘̠̗̥̮̹̤̼̼̩͕͉͕͇͙̯̫̩̦̟̦̹͈͔̱̝͈̤͓̻̟̮̱͖̟̹̝͉̰͊̓̏̇͂̅̀̌͑̿͆̿̿͗̽̌̈́̉̂̀̒̊̿͆̃̄͑͆̃̇͒̀͐̍̅̃̍̈́̃̕͘͜͜͝͠͠z̴̢̢̡̧̢̢̧̢̨̡̨̛̛̛̛̛̛̛̛̲͚̠̜̮̠̜̞̤̺͈̘͍̻̫͖̣̥̗̙̳͓͙̫̫͖͍͇̬̲̳̭̘̮̤̬̖̼͎̬̯̼̮͔̭̠͎͓̼̖̟͈͓̦̩̦̳̙̮̗̮̩͙͓̮̰̜͎̺̞̝̪͎̯̜͈͇̪̙͎̩͖̭̟͎̲̩͔͓͈͌́̿͐̍̓͗͑̒̈́̎͂̋͂̀͂̑͂͊͆̍͛̄̃͌͗̌́̈̊́́̅͗̉͛͌͋̂̋̇̅̔̇͊͑͆̐̇͊͋̄̈́͆̍̋̏͑̓̈́̏̀͒̂̔̄̅̇̌̀̈́̿̽̋͐̾̆͆͆̈̌̿̈́̎͌̊̓̒͐̾̇̈́̍͛̅͌̽́̏͆̉́̉̓̅́͂͛̄̆͌̈́̇͐̒̿̾͌͊͗̀͑̃̊̓̈̈́̊͒̒̏̿́͑̄̑͋̀̽̀̔̀̎̄͑̌̔́̉̐͛̓̐̅́̒̎̈͆̀̍̾̀͂̄̈́̈́̈́̑̏̈́̐̽̐́̏̂̐̔̓̉̈́͂̕̚̕͘͘̚͘̚̕̚̚̚͘̕̕̕͜͜͝͠͠͝͝͝͝͠͝͝͝͠͝͝͝͝͝͝ͅͅͅī̸̧̧̧̡̨̨̢̨̛̛̘͓̼̰̰̮̗̰͚̙̥̣͍̦̺͈̣̻͇̱͔̰͈͓͖͈̻̲̫̪̲͈̜̲̬̖̻̰̦̰͙̤̘̝̦̟͈̭̱̮̠͍̖̲͉̫͔͖͔͈̻̖̝͎̖͕͔̣͈̤̗̱̀̅̃̈́͌̿̏͋̊̇̂̀̀̒̉̄̈́͋͌̽́̈́̓̑̈̀̍͗͜͜͠͠ͅp̴̢̢̧̨̡̡̨̢̨̢̢̢̨̡̛̛͕̩͕̟̫̝͈̖̟̣̲̖̭̙͇̟̗͖͎̹͇̘̰̗̝̹̤̺͉͎̙̝̟͙͚̦͚͖̜̫̰͖̼̤̥̤̹̖͉͚̺̥̮̮̫͖͍̼̰̭̤̲͔̩̯̣͖̻͇̞̳̬͉̣̖̥̣͓̤͔̪̙͎̰̬͚̣̭̞̬͎̼͉͓̮͙͕̗̦̞̥̮̘̻͎̭̼͚͎͈͇̥̗͖̫̮̤̦͙̭͎̝͖̣̰̱̩͎̩͎̘͇̟̠̱̬͈̗͍̦̘̱̰̤̱̘̫̫̮̥͕͉̥̜̯͖̖͍̮̼̲͓̤̮͈̤͓̭̝̟̲̲̳̟̠͉̙̻͕͙̞͔̖͈̱̞͓͔̬̮͎̙̭͎̩̟̖͚̆͐̅͆̿͐̄̓̀̇̂̊̃̂̄̊̀͐̍̌̅͌̆͊̆̓́̄́̃̆͗͊́̓̀͑͐̐̇͐̍́̓̈́̓̑̈̈́̽͂́̑͒͐͋̊͊̇̇̆̑̃̈́̎͛̎̓͊͛̐̾́̀͌̐̈́͛̃̂̈̿̽̇̋̍͒̍͗̈͘̚̚͘̚͘͘͜͜͜͜͜͜͠͠͝͝ͅͅͅ☻♥■∞{╚mYÄÜXτ╕○\╚Θº£¥ΘBM@Q05♠{{↨↨▬§¶‼↕◄►☼1♦  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Just now, zMeul said:

the site seems to be out, the twitter accounts of the people in charge vanished

That is kinda expected. doesn't indicate foul play or not. How people learn to think wisely on crowdfunding campaigns and be prepared for a lose. I feel some people act/think of it as a pre-order, when it may seem like that but it is far more risky. I have done a few crowdfunding campaigns and have yet to have a bad experience. at the same time I am not funding things that seem far fetch or pipe dreams.


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I can't find the original kickstarter, but the concept image looks very impossible. Mainly how the fuck are you going to power that screen? Doesn't matter if its a single LED, ePaper display, or an AMOLED screen, you won't fit any battery on that credit card.


Don't talk about stale memes.

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That would have been awesome.... 10 years ago. In Denmark, plastic cards are slowly being phased out by mobile pay services. The cards that still exists are now NFC cards, which should have been implemented into people's smartphones instead.


Watching Intel have competition is like watching a headless chicken trying to get out of a mine field

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5 minutes ago, Notional said:

That would have been awesome.... 10 years ago. In Denmark, plastic cards are slowly being phased out by mobile pay services. The cards that still exists are now NFC cards, which should have been implemented into people's smartphones instead.

NFC is a great tech that almost died on a branch. It's taken forever to get common.

 

As for this Kickstarter, I'm curious what problems they ran into.  Normally it's the "lack of skill at running a business", but 12mil doesn't go that far in a start-up if you're not careful.  Especially if you're going to run into problems with VISA & Mastercard.  (Which I would assume they did.)  Getting a "great idea" to market is actually extremely difficult, as we've gotten to see, consistently, with Kickstarter.

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1 minute ago, Taf the Ghost said:

NFC is a great tech that almost died on a branch. It's taken forever to get common.

 

As for this Kickstarter, I'm curious what problems they ran into.  Normally it's the "lack of skill at running a business", but 12mil doesn't go that far in a start-up if you're not careful.  Especially if you're going to run into problems with VISA & Mastercard.  (Which I would assume they did.)  Getting a "great idea" to market is actually extremely difficult, as we've gotten to see, consistently, with Kickstarter.

 
 

Yeah, I'm pretty sure its issues with IP and data belonging to VISA and Mastercard, etc. But also, how do you even switch between them? It has to actually work.


Watching Intel have competition is like watching a headless chicken trying to get out of a mine field

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Preorders


Awareness is key. Never enough, even in the face of futility. Speak the truth as if you may never get to say it again. This world is full of ugly. Change it they say. The only way is to reveal the ugly. To change the truth you must first acknowledge it. Never pretend it isn't there. Never bend the knee.

 

Please quote my post in your reply, so that I will be notified and can respond to it. Thanks.

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1 hour ago, The Benjamins said:

 

 

Best crowdfunding campaign I have done was Project Cars, due to not just getting the full game, but getting a piece of the profit. I made money off of getting alpha access for a game. FeelsGoodMan.

How cool. I did a quick search but didn't find much on this. How did it work? Was it a fixed percentage of profit or something? 

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what would even be the usecase for this product? i mean you get internet points for it but i can't think of many situations where someone has more than 2 cards and has to pay with them all at the same run.

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2 hours ago, tlink said:

what would even be the usecase for this product? i mean you get internet points for it but i can't think of many situations where someone has more than 2 cards and has to pay with them all at the same run.

Prior to marriage I paid cash and debit card. After marriage my wallet is now filled with a card for everything to maximize points. My wife is really into finding deals and discounts. Gas, groceries, wholesale clubs, Amazon, restaurants. Each card offers maximum points in specific categories and minimal points on everything else. Works fine for her, she's got a purse but I gotta make the credit card dictionary fit in my back pocket. 


 

 

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5 hours ago, Grinners said:

How cool. I did a quick search but didn't find much on this. How did it work? Was it a fixed percentage of profit or something? 

I have not clue didnt even know at first I was like why are they sending me money. I think it is proportional to your investment. paid about $55 made $150 over 2 years


if you want to annoy me, then join my teamspeak server ts.benja.cc

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Only in america...

I have three cards in my wallet, them being my main debit card, an S-bonus/debit card (in Finland we have the S-group that runs a slew of markets, gas stations, restaurants etc., they have their own bonus points system and their own bank.) and  my drivers licence. 

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Haha what would the cops say if I tried to pass this off as my drivers license. NFC will be doing this eventually so backers threw money away, no sympathy from me


             ☼

ψ ︿_____︿_ψ_   

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This idea could work if we can just simply choose the card to be used with a button on the POS machine.

Needing a phone app to work sounds really dumb considering the fact that now people can buy stuff with just a tap of their cards.

But then in this case all POS systems will have to be replaced to accomodate it which is not going to happen.

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On 22/04/2017 at 9:45 PM, cekkonen said:

Only in america...

I have three cards in my wallet, them being my main debit card, an S-bonus/debit card (in Finland we have the S-group that runs a slew of markets, gas stations, restaurants etc., they have their own bonus points system and their own bank.) and  my drivers licence. 

I have a credit card, debit card, two prepaid visa cards, one AUD and one for USD, Road side assist membership card, associated fuel discount card, Healthcare Card, Pensioner Card, Supermarket Loyalty card, Medicare card, Truck License, Car License and Forklift License, Working With Children Clearance card.

I could need use of any of those cards any day at anytime.
I also have a 32GB Sd card and two different sims in my wallet, incase i travel to an area with different reception so i can just swap over and use that network
Straya.


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On 4/21/2017 at 11:05 AM, HarryNyquist said:

I meant the concept of multiple credit cards, not the company.

 

It's a cool idea, to consolidate them all into one physical item, but there's really no point (especially with things like Android/Apple/Samsung/OhGodWhyAreThereSoMany Pay)

back in 2014 it was an originalish idea and seemed cool. But, even if they didn't run away with everyone's money, not many people would buy it now because of better FREE alternatives like the ones you mentioned.

 

-----

 

The idea itself (compared to usable alternatives out now) is stupid and I'm not surprised it failed. Coin managed to make it to market but it was a disaster - it either never worked or took longer to go through than normal cards the 1/10 times it worked.  Then it shut down and pretty much told its backers "thanks for the money, your coin will die in under 2 years. But don't worry, we will shut down most services before then". With Coin at least people got someone in return for their money. Here, the f*ed up part is backers are probably never going to get anything back They can try to sue for refunds or something but probably won't get anything and will lose more in legal fees.


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