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Researcher Creates Gadget That Bypasses Credit Card Chip&PIN Safeguards

JerkyMcDilerino
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Source: http://news.softpedia.com/news/researcher-creates-gadget-that-bypasses-credit-card-chip-pin-safeguards-496697.shtml

 

Read more about the device itself >>> http://samy.pl/magspoof/

 

Devices can also accurately predict new credit card numbers.

 

 

Samy Kamkar, the inventor of numerous hacking tools has created another mind-blowing device one that can accurately read and predict credit card numbers, and bypass chip & PIN safeguards embedded with modern cards.

 

The device, called MagSpoof uses information store on credit/debit cards inside the standard magstripe(magnetic strip).

 

Hackers can analyze the magnetic field produced by this magnetic strip, and then store it on MagSpoof. Since the magstripe is used to validate card transactions, the card's number and other details are encoded in the magnetic strip itself.

 

MagSpoof can make payments by placing it in the vicinity of a card reader

Data can be extracted from magstripes using magstripe readers, or by eye, using metal dust that sticks to the magnetic parts of the magstripe and allows anyone to read the barcode.

By taking this data and feeding it to MagSpoof, Kamkar says he was able to make financial transactions just by placing his device next to PoS payment readers that work based on magstripe readers.

This was possible because MagSpoof, using the magstripe data it was just fed, reproduced that magnetic field at a higher intensity, allowing Kamkar to trigger the payment wirelessly, without actually swiping the card.

Kamkar also says that data from multiple magstripes can be stored on his device at the same time and that MagSpoof can also disable chip&PIN (CnP) safeguards.

MagSpoof can trick card readers, telling them it's a card without a chip (and PIN)
Because PIN requirements are coded as a bit inside the magstripe, which tells the card reader to ask for a PIN, Kamkar just flipped this bit to say the card has no CnP support.

Additionally, because of some of the procedures used when issuing credit/debit card replacements, Kamkar also added a functionality that can predict credit card numbers based on the expiration date from the previous card.

This functionality, if it ever fell into the wrong hands, would allow criminals to use a credit card after it was cancelled, by simply adjusting the magstripe data based on Kamkar's algorithm.

MagSpoof costs around $10 / €9.3 to build and was tested only with American Express-issued cards. Its source code is available on GitHub, but Kamkar has removed the parts that would have allowed hackers to abuse it for fraudulent operations.

 

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Oh no...

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Yup, that's why I moved to NFC payments and got rid of the plastic altogether.

Software Engineer for Suncorp (Australia), Computer Tech Enthusiast, Miami University Graduate, Nerd

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Nothing is secure. Go Apple pay and Android pay

▓ƆԀ▓ S▓₱▓Ɇ▓c▓s▓: i7 6ʇɥפᴉƎ00K (4.4ghz), Asus DeLuxe X99A II, GT҉X҉1҉0҉8҉0 Zotac Amp ExTrꍟꎭe),Si6F4Gb D???????r PlatinUm, EVGA G2 Sǝʌǝᘉ5ᙣᙍᖇᓎᙎᗅᖶt, Phanteks Enthoo Primo, 3TB WD Black, 500gb 850 Evo, H100iGeeTeeX, Windows 10, K70 R̸̢̡̭͍͕̱̭̟̩̀̀̃́̃͒̈́̈́͑̑́̆͘͜ͅG̶̦̬͊́B̸͈̝̖͗̈́, G502, HyperX Cloud 2s, Asus MX34. פN∩SW∀S 960 EVO

Just keeping this here as a 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Posted

Nothing is secure. Go Apple pay and Android pay

Since nothing is secure, then those aren't 100% secure either... they might just be a little bit easier and quicker to fix/patch.

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Since nothing is secure, then those aren't 100% secure either... they might just be a little bit easier and quicker to fix/patch.

Yeah I could see those easier as you have something passing through the air. Maybe cash is best

▓ƆԀ▓ S▓₱▓Ɇ▓c▓s▓: i7 6ʇɥפᴉƎ00K (4.4ghz), Asus DeLuxe X99A II, GT҉X҉1҉0҉8҉0 Zotac Amp ExTrꍟꎭe),Si6F4Gb D???????r PlatinUm, EVGA G2 Sǝʌǝᘉ5ᙣᙍᖇᓎᙎᗅᖶt, Phanteks Enthoo Primo, 3TB WD Black, 500gb 850 Evo, H100iGeeTeeX, Windows 10, K70 R̸̢̡̭͍͕̱̭̟̩̀̀̃́̃͒̈́̈́͑̑́̆͘͜ͅG̶̦̬͊́B̸͈̝̖͗̈́, G502, HyperX Cloud 2s, Asus MX34. פN∩SW∀S 960 EVO

Just keeping this here as a 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Yeah I could see those easier as you have something passing through the air. Maybe cash is best

They aren't easier to crack. They send a signal to ask for a transaction number from VISA/MasterCard, receive it, encrypt both it and the transaction itself, and send them back encrypted where only VISA/MasterCard has the decryption keys. There's no practical way of hacking NFC payments. Once the transaction is completed the authorizing ID number is useless and can't be used for anything else without a brand new transaction occurring, and the whole process of trying to steal numbers for access begins again.

Software Engineer for Suncorp (Australia), Computer Tech Enthusiast, Miami University Graduate, Nerd

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Nothing is secure. Go Apple pay and Android pay

My Dogecoin wallet's got me covered.

I run my browser through NSA ports to make their illegal jobs easier. :P
If it's not broken, take it apart and fix it.
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my buddy who was on a trip in europe got his credit card hacked

 

when the card is in his wallet in his pocket

 

 

NFC is hackable because of the Paywave or contactless system which sends a reply RFID signal to the transmitter

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That is why I like how the Bitcoin network handles transactions. how only your locked device knows the private key and signs a transaction that can be verified by anyone with your public key. it makes it IMO easier to secure then Credit Cards or bank accounts.

 

I think its is dumb how you give every retailer your critical information to pay for some thing so the more places you shop at the higher chance your Credit card information will get compromised. there are too many vulnerabilities.

if you want to annoy me, then join my teamspeak server ts.benja.cc

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I want to make one of these, just so I dont have to use my cards lol. I wouldn't even mind hacking up my Lumia 521 for it(people would think its a Samsung lol).

 

Edit: Actually using a extended battery case for the GS3 would be easier.

*Risky click of the day*

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Yeah.... Well this won't work in the NL because no one is even allowed to use the magnet strip, because they were so hackable. We all use the chip on it. 

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Yeah.... Well this won't work in the NL because no one is even allowed to use the magnet strip, because they were so hackable. We all use the chip on it. 

 

same in the uk, is chip an pin, all this would do is at most make the card reader not recognise the card. 

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Yup, that's why I moved to NFC payments and got rid of the plastic altogether.

If only they were supported in Greece... Oh wait we don't have money here anyway. Damn send us more! /s 

MacBook Pro 15' 2018 (Pretty much the only system I use)

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If only they were supported in Greece... Oh wait we don't have money here anyway. Damn send us more! /s

Here ya go

Chocolate-coins-014.jpg

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They aren't easier to crack. They send a signal to ask for a transaction number from VISA/MasterCard, receive it, encrypt both it and the transaction itself, and send them back encrypted where only VISA/MasterCard has the decryption keys. There's no practical way of hacking NFC payments. Once the transaction is completed the authorizing ID number is useless and can't be used for anything else without a brand new transaction occurring, and the whole process of trying to steal numbers for access begins again.

Very difficult but not impossible 

▓ƆԀ▓ S▓₱▓Ɇ▓c▓s▓: i7 6ʇɥפᴉƎ00K (4.4ghz), Asus DeLuxe X99A II, GT҉X҉1҉0҉8҉0 Zotac Amp ExTrꍟꎭe),Si6F4Gb D???????r PlatinUm, EVGA G2 Sǝʌǝᘉ5ᙣᙍᖇᓎᙎᗅᖶt, Phanteks Enthoo Primo, 3TB WD Black, 500gb 850 Evo, H100iGeeTeeX, Windows 10, K70 R̸̢̡̭͍͕̱̭̟̩̀̀̃́̃͒̈́̈́͑̑́̆͘͜ͅG̶̦̬͊́B̸͈̝̖͗̈́, G502, HyperX Cloud 2s, Asus MX34. פN∩SW∀S 960 EVO

Just keeping this here as a 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Very difficult but not impossible

There would have to be a backdoor in the encryption you knew about. Cracking it by brute force would've completely impossible. Even the Tianhe-II supercomputer doesn't have that kind of power to do it before the transaction is done and hi-jack it.

Software Engineer for Suncorp (Australia), Computer Tech Enthusiast, Miami University Graduate, Nerd

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There would have to be a backdoor in the encryption you knew about. Cracking it by brute force would've completely impossible. Even the Tianhe-II supercomputer doesn't have that kind of power to do it before the transaction is done and hi-jack it.

Maybe not right now but hopefully the data encryption strength goes up with computing force

▓ƆԀ▓ S▓₱▓Ɇ▓c▓s▓: i7 6ʇɥפᴉƎ00K (4.4ghz), Asus DeLuxe X99A II, GT҉X҉1҉0҉8҉0 Zotac Amp ExTrꍟꎭe),Si6F4Gb D???????r PlatinUm, EVGA G2 Sǝʌǝᘉ5ᙣᙍᖇᓎᙎᗅᖶt, Phanteks Enthoo Primo, 3TB WD Black, 500gb 850 Evo, H100iGeeTeeX, Windows 10, K70 R̸̢̡̭͍͕̱̭̟̩̀̀̃́̃͒̈́̈́͑̑́̆͘͜ͅG̶̦̬͊́B̸͈̝̖͗̈́, G502, HyperX Cloud 2s, Asus MX34. פN∩SW∀S 960 EVO

Just keeping this here as a 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̌̅̒̾̈́̆͌̌̾̎̽̐̅̏́̈̔͛̀̋̃͊̒̓͗͒̑͒̃͂̌̄̇̑̇͛̆̾͛̒̇̍̒̓̀̈́̄̐͂̍͊͗̎̔͌͛̂̏̉̊̎͗͊͒̂̈̽̊́̔̊̃͑̈́̑̌̋̓̅̔́́͒̄̈́̈̂͐̈̅̈̓͌̓͊́̆͌̉͐̊̉͛̓̏̓̅̈́͂̉̒̇̉̆̀̍̄̇͆͛̏̉̑̃̓͂́͋̃̆̒͋̓͊̄́̓̕̕̕̚͘͘͘̚̕̚͘̕̕͜͜͝͝͝͠͝͝͝͝͠ͅS̷̢̨̧̢̡̨̢̨̢̨̧̧̨̧͚̱̪͇̱̮̪̮̦̝͖̜͙̘̪̘̟̱͇͎̻̪͚̩͍̠̹̮͚̦̝̤͖̙͔͚̙̺̩̥̻͈̺̦͕͈̹̳̖͓̜͚̜̭͉͇͖̟͔͕̹̯̬͍̱̫̮͓̙͇̗̙̼͚̪͇̦̗̜̼̠͈̩̠͉͉̘̱̯̪̟͕̘͖̝͇̼͕̳̻̜͖̜͇̣̠̹̬̗̝͓̖͚̺̫͛̉̅̐̕͘͜͜͜͜ͅͅͅ.̶̨̢̢̨̢̨̢̛̻͙̜̼̮̝̙̣̘̗̪̜̬̳̫̙̮̣̹̥̲̥͇͈̮̟͉̰̮̪̲̗̳̰̫̙͍̦̘̠̗̥̮̹̤̼̼̩͕͉͕͇͙̯̫̩̦̟̦̹͈͔̱̝͈̤͓̻̟̮̱͖̟̹̝͉̰͊̓̏̇͂̅̀̌͑̿͆̿̿͗̽̌̈́̉̂̀̒̊̿͆̃̄͑͆̃̇͒̀͐̍̅̃̍̈́̃̕͘͜͜͝͠͠z̴̢̢̡̧̢̢̧̢̨̡̨̛̛̛̛̛̛̛̛̲͚̠̜̮̠̜̞̤̺͈̘͍̻̫͖̣̥̗̙̳͓͙̫̫͖͍͇̬̲̳̭̘̮̤̬̖̼͎̬̯̼̮͔̭̠͎͓̼̖̟͈͓̦̩̦̳̙̮̗̮̩͙͓̮̰̜͎̺̞̝̪͎̯̜͈͇̪̙͎̩͖̭̟͎̲̩͔͓͈͌́̿͐̍̓͗͑̒̈́̎͂̋͂̀͂̑͂͊͆̍͛̄̃͌͗̌́̈̊́́̅͗̉͛͌͋̂̋̇̅̔̇͊͑͆̐̇͊͋̄̈́͆̍̋̏͑̓̈́̏̀͒̂̔̄̅̇̌̀̈́̿̽̋͐̾̆͆͆̈̌̿̈́̎͌̊̓̒͐̾̇̈́̍͛̅͌̽́̏͆̉́̉̓̅́͂͛̄̆͌̈́̇͐̒̿̾͌͊͗̀͑̃̊̓̈̈́̊͒̒̏̿́͑̄̑͋̀̽̀̔̀̎̄͑̌̔́̉̐͛̓̐̅́̒̎̈͆̀̍̾̀͂̄̈́̈́̈́̑̏̈́̐̽̐́̏̂̐̔̓̉̈́͂̕̚̕͘͘̚͘̚̕̚̚̚͘̕̕̕͜͜͝͠͠͝͝͝͝͠͝͝͝͠͝͝͝͝͝͝ͅͅͅī̸̧̧̧̡̨̨̢̨̛̛̘͓̼̰̰̮̗̰͚̙̥̣͍̦̺͈̣̻͇̱͔̰͈͓͖͈̻̲̫̪̲͈̜̲̬̖̻̰̦̰͙̤̘̝̦̟͈̭̱̮̠͍̖̲͉̫͔͖͔͈̻̖̝͎̖͕͔̣͈̤̗̱̀̅̃̈́͌̿̏͋̊̇̂̀̀̒̉̄̈́͋͌̽́̈́̓̑̈̀̍͗͜͜͠͠ͅp̴̢̢̧̨̡̡̨̢̨̢̢̢̨̡̛̛͕̩͕̟̫̝͈̖̟̣̲̖̭̙͇̟̗͖͎̹͇̘̰̗̝̹̤̺͉͎̙̝̟͙͚̦͚͖̜̫̰͖̼̤̥̤̹̖͉͚̺̥̮̮̫͖͍̼̰̭̤̲͔̩̯̣͖̻͇̞̳̬͉̣̖̥̣͓̤͔̪̙͎̰̬͚̣̭̞̬͎̼͉͓̮͙͕̗̦̞̥̮̘̻͎̭̼͚͎͈͇̥̗͖̫̮̤̦͙̭͎̝͖̣̰̱̩͎̩͎̘͇̟̠̱̬͈̗͍̦̘̱̰̤̱̘̫̫̮̥͕͉̥̜̯͖̖͍̮̼̲͓̤̮͈̤͓̭̝̟̲̲̳̟̠͉̙̻͕͙̞͔̖͈̱̞͓͔̬̮͎̙̭͎̩̟̖͚̆͐̅͆̿͐̄̓̀̇̂̊̃̂̄̊̀͐̍̌̅͌̆͊̆̓́̄́̃̆͗͊́̓̀͑͐̐̇͐̍́̓̈́̓̑̈̈́̽͂́̑͒͐͋̊͊̇̇̆̑̃̈́̎͛̎̓͊͛̐̾́̀͌̐̈́͛̃̂̈̿̽̇̋̍͒̍͗̈͘̚̚͘̚͘͘͜͜͜͜͜͜͠͠͝͝ͅͅͅ☻♥■∞{╚mYÄÜXτ╕○\╚Θº£¥ΘBM@Q05♠{{↨↨▬§¶‼↕◄►☼1♦  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Posted

Kind of misleading title isn't it? This is not related to chip-and-pin. What it does is emulates magnetic strips. This is a flaw with magstrips, not chip-and-pin. In fact, chip-n-pin is completely immune to this attack.

 

Edit: I spoke too soon.

If I understand it correctly, the chip-and-pin part that this bypasses is the prompt that tells you to not use the magnet strip. The security issue here is with the magnetic strip though, not the chip. A terminal that supports chip will usually reject a user trying to use the magnet strip. That is the part being disabled. So the way chip-and-pin is involved here is that this device tells the terminal "hey, I don't have a chip-and-pin so let me use this unsecure magnetic strip instead".

 

On a side note, this is the same technology used in Samsung Pay. Magnet strip emulation.

 

 

They aren't easier to crack. They send a signal to ask for a transaction number from VISA/MasterCard, receive it, encrypt both it and the transaction itself, and send them back encrypted where only VISA/MasterCard has the decryption keys. There's no practical way of hacking NFC payments. Once the transaction is completed the authorizing ID number is useless and can't be used for anything else without a brand new transaction occurring, and the whole process of trying to steal numbers for access begins again.

That's a very naive thing to say. The encryption algorithm might be bullet-proof (for now), and the model used might be very strong, but don't count on the implementation of the standards being flawless.

There have already been security issues discovered with NFC payment systems such as Google Wallet and Alipay.

but most of all, samy is my hero.

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Here ya go

Chocolate-coins-014.jpg

That's still higher than our GDP, so I'll take it xD

MacBook Pro 15' 2018 (Pretty much the only system I use)

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Smh...

“I like being alone. I have control over my own shit. Therefore, in order to win me over, your presence has to feel better than my solitude. You're not competing with another person, you are competing with my comfort zones.”  - portfolio - twitter - instagram - youtube

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Yup, that's why I moved to NFC payments and got rid of the plastic altogether.

 

How does one go about this?

Someone told Luke and Linus at CES 2017 to "Unban the legend known as Jerakl" and that's about all I've got going for me. (It didn't work)

 

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