Budget (including currency): 400CHF (~420USD)
Country: Switzerland
Games, programs or workloads that it will be used for: From AAA to old games but I don't need max settings (although I do have a 4k 60Hz display)
Other details (existing parts lists, whether any peripherals are needed, what you're upgrading from, when you're going to buy, what resolution and refresh rate you want to play at, etc): I already have a balling PC: i7 10700k, 32gb ram, 1tb nvme ssd, 650w seasonic PSU, etc...
The question is simple, I had previously allocated 400CHF for a GPU for this build (gaming is not my only use case, I'm an engineer so the overkill CPU and ram actually make sense) but with the current GPU market that gets me a second hand GT1030 on a good day Therefore, is it worth paying 500CHF right now for a EVGA RTX3060 or should I try to get something cheaper e.g. GTX1660 and wait until prices are more reasonable, hopefully in about a year?