500-550 usd.
Its more like 600 but things are more expensive here, and pcpp doesnt include taxes, right?!
anyways here is my list
PCPartPicker Part List
Type
Item
Price
CPU
AMD Ryzen 3 3100 3.6 GHz Quad-Core Processor
$99.99 @ B&H
Motherboard
ASRock B450M PRO4 Micro ATX AM4 Motherboard
$89.99 @ Newegg
Memory
Corsair Vengeance LPX 16 GB (2 x 8 GB) DDR4-3200 CL16 Memory
$79.98 @ Amazon
Storage
Crucial MX500 250 GB 2.5" Solid State Drive
$49.99 @ Adorama
Video Card
Inno3D GeForce GTX 1650 SUPER 4 GB Twin X2 OC Video Card
Case
Antec VSK10 MicroATX Mid Tower Case
$59.19 @ Amazon
Power Supply
Corsair CX (2017) 450 W 80+ Bronze Certified ATX Power Supply
$109.98 @ Amazon
Prices include shipping, taxes, rebates, and discounts
Total
$489.12
Generated by PCPartPicker 2020-05-30 13:07 EDT-0400
do note i already have an hdd.
The 4000s series is expected to launch at the end of the year and it likely won't feature any cheaper SKU than what is currently available with the 3100/3300x.
If you can wait and you're satisfied with what you currently have, do wait until you no longer can, because there's always something better around the corner after all.
But if you really want to upgrade now, go for it. It's your money, you decide how to spend it.