Ok, I'm not looking to overclock so the stock cooler will do fine? I've not heard fantastic things about the stock cooler for the 3600 so I want to be sure.
Updating any bios is ALWAYS risky. Period. This card does not have a dual bios configuration either as far as I can tell which means if the worst happens theres no falling back to a different bios
How about the Sapphire Pulse RX 5600XT? It has dual bios which gives you a backup to fall back to if the bios flash messes up
The vbios update with improved clock speeds and such makes pretty good difference, IMHO, if you're not updating the bios on the 5600 XT buy a 2060 instead