My dell laptop has just hit the 3 year limit, and I think I'm ready for a new one. What are you suggestions for a good 2020 Windows 10 laptop, with about 16GB of RAM, a 1TB Hard Drive, a low end i5 would be fine, and also supports Ray Tracing as my current one does not. I don't care about the brand to much I'm fine with anything Dell, Hp, Acer etc.