id be happy with a 4x 3.0 lane for the raid card, but there are far too many boards that just flat out disable the second pci-e x16 (physical) slot when use use an nvme in the m1 slot. The chief offenders here are all the asrock 350, 450 series boards. the x series boards generally do behave better, but also, pricier. a bifurcated 8x/8x would be the best, but that definitely requires an x series.