Mando9854

Personally speaking, it really isn't a big deal now, I say now because the implementation hasn't matured enough to matter.
I'd say 90% of the time you play, you won't notice if RT is enabled or not.
So, the cost of RT is not worth it yet, therefore my recommendation is still RX 6700 XT, which is much faster than 3060, closer to 3070, but cheaper than 3070, good middle ground.

i've looked up the phanteks on amazon but it's going for $400, although it's just what i'm looking for. I'll see if the price goes down with sometime.