I think my cooling is fine because my other card was pretty cool in the same exact set up. And ive heard from multiple people that gigabyte is notorious for sending broken refurbished cards, even without my side panel on the card was getting up to 77-78°. I've requested a full refund and bought an MSI Gaming GeForce RTX 2080 8GB GDRR6 256-bit VR Ready Graphics Card (RTX 2080 GAMING X TRIO). I'll keep everyone posted to see if the problem is still there.