Out of curiosity, I installed a bootable version of Ubuntu on a USB drive to test if it was a windows 10 issue in any way. To my dismay, the speeds were exactly the same as on Windows 10. My only conclusions I could make from this would be A) My motherboards NIC is crap, or it's as itisme911 stated, and my provider is limiting my speeds. Unfortunately, I cannot test a separate PCIe NIC, as I don't have one, nor the money available currently to purchase one. I'll attempt to contact my ISP first, and possibly file a complaint against them with the FCC if it turns out they are limiting me.
As mentioned in the first post, this has only been happening since approx.~ February of this year. Previously, I was capable of reaching the full 320/320 connection, so my ISP COULD be the issue here unless my NIC decided to just crap itself.