I currently don't even have an SSD all I have is 1 ancient Seagate Barracuda drive at 5400rpm with 500GB of capacity (currently i only have 98GB of free space on it), its okay but i could really go for something a bit faster to put my operating system on. I used to have a second HDD but it was only 150GB and it crapped out a few of months ago in August, its just about as old as the drive i am using now so i'm kind of just playing the waiting game seeing how long it takes until this drive dies.
However on the other hand I think everyone should have an SSD because not only do they speedup your startup times and load your porn applications and games faster but they typically use less power and tend to be quieter because they have no moving parts. If you can get your hands on an SSD it would definitely be worth it.
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