Jump to content

I'm a bit lazy to look harder but I was trying to figure out if product changing from a MasterCard to a Visa is possible and if it would or wouldn't affect the age of accounts.

  1. handymanshandle

    handymanshandle

    uh @CUDAcores89 you'd probably know lol

     

    But does product changing from a MasterCard to a Visa within the same bank, affect your age of accounts?

    I was trying to ask this a few days before I started this new job.

  2. handymanshandle

    handymanshandle

    I'd like to start off with a Citi Diamond secured Mastercard and in like 6 months to a year, I'd like to product change to their Costco visa. Though I'm not sure if going from MasterCard to Visa would mean I'd lose the age of accounts.

     

    My biggest problem with getting a secured Discover card is that the acceptance of them is varied and often even worse than American Express and frankly I think American Express is more versatile.

     

    For some reasons that I don't really wanna elaborate on but something MasterCard has been apparently doing is sorta turning me off towards continuing to want cards with their brand on it in the future.

     

    For now I'll live with it being on my debit card and starter credit card.

    However when I move down to Alabama, odds are I'm either gonna start banking with Regions or Wells Fargo if they can prove to me that they aren't going to do something like that ever again, chase might have branches in Alabama so those could be options.


    I get a lot of people are suggesting credit unions but frankly those are their own beast and too complex frankly.

     

    I use BMO Harris currently and the experience is rather polite and pleasant, certainly better than US Bank. It's just a shame that BMO Harris uses MasterCard, and that they don't have more locations.

     

     

     

×